Zambroski Posted April 6, 2017 Share Posted April 6, 2017 I've never insured any of my toys before but for the helluva it, I decided to get a quote since I'm moving insurance companies on my vehicles. $82/MO!!!!! ......and I laughed and I laughed.....and laughed. NO FUCKING WAY I'M PAYING THAT! I wonder if my daughter being on the policy hurts it...it almost doubled our premiums for the vehicles. Damn kids! Maybe it's the time of the year? Anybody getting better luck? Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted April 6, 2017 Share Posted April 6, 2017 5 minutes ago, Zambroski said: I've never insured any of my toys before but for the helluva it, I decided to get a quote since I'm moving insurance companies on my vehicles. $82/MO!!!!! ......and I laughed and I laughed.....and laughed. NO FUCKING WAY I'M PAYING THAT! I wonder if my daughter being on the policy hurts it...it almost doubled our premiums for the vehicles. Damn kids! Maybe it's the time of the year? Anybody getting better luck? Don't you guys need insurance to ride on sled trails? I pay about 1K/yr for my three sleds, mind you that is for Libtard Nookville and no I do not have my son on the policy yet, just wife and me. My son will add about 1K to our car prems once he gets his graduated license. Quote Link to comment Share on other sites More sharing options...
xtralettucetomatoe580 Posted April 6, 2017 Share Posted April 6, 2017 12 minutes ago, Zambroski said: I've never insured any of my toys before but for the helluva it, I decided to get a quote since I'm moving insurance companies on my vehicles. $82/MO!!!!! ......and I laughed and I laughed.....and laughed. NO FUCKING WAY I'M PAYING THAT! I wonder if my daughter being on the policy hurts it...it almost doubled our premiums for the vehicles. Damn kids! Maybe it's the time of the year? Anybody getting better luck? USAA. Use it. I pay like 18 a month. Can pause it during the summer. Quote Link to comment Share on other sites More sharing options...
Ebsell Posted April 6, 2017 Share Posted April 6, 2017 $180 a year here. That's $1,000,000 liability and fire and theft Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted April 6, 2017 Share Posted April 6, 2017 6 minutes ago, Ebsell said: $180 a year here. That's $1,000,000 liability and fire and theft For one sled and you only right? Quote Link to comment Share on other sites More sharing options...
Ebsell Posted April 6, 2017 Share Posted April 6, 2017 17 minutes ago, ArcticCrusher said: For one sled and you only right? Yes that's correct Quote Link to comment Share on other sites More sharing options...
Mainecat Posted April 6, 2017 Share Posted April 6, 2017 (edited) I always insure. Hit someone or something and you will be happy you are insured. Dumbasses ride without it. Edited April 6, 2017 by Mainecat 3 Quote Link to comment Share on other sites More sharing options...
Reevester Posted April 6, 2017 Share Posted April 6, 2017 I'm 73 bucks a month for both sleds full coverage with 2 million liability. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted April 6, 2017 Share Posted April 6, 2017 8 minutes ago, Ebsell said: Yes that's correct Thats what I thought. Did it for my kid's liability only Chinese ATV and dirt bike when he was 12. 1 Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted April 6, 2017 Share Posted April 6, 2017 7 minutes ago, Reevester said: I'm 73 bucks a month for both sleds full coverage with 2 million liability. Thats about right. Quote Link to comment Share on other sites More sharing options...
Mileage Psycho Posted April 6, 2017 Share Posted April 6, 2017 4 minutes ago, Mainecat said: I always insure. Hit someone and you will be happy you are insured. You have too, $289.00 a year for my 2016 600, $246.00 a year for my wife's 2015 600 for 300/300 coverage, and then I have a 2 mil umbrella in case things get real shitty. My Insurance will go up next year with me going back to an 800. Quote Link to comment Share on other sites More sharing options...
Zambroski Posted April 6, 2017 Author Share Posted April 6, 2017 44 minutes ago, ArcticCrusher said: Don't you guys need insurance to ride on sled trails? I pay about 1K/yr for my three sleds, mind you that is for Libtard Nookville and no I do not have my son on the policy yet, just wife and me. My son will add about 1K to our car prems once he gets his graduated license. No not required. I carry a big liability umbrella on me though. 40 minutes ago, xtralettucetomatoe580 said: USAA. Use it. I pay like 18 a month. Can pause it during the summer. Had them for years and years. Til I realized they were shafting me on car insurance. Never went back. Do have some banking and life with them though. 10 minutes ago, Mainecat said: I always insure. Hit someone or something and you will be happy you are insured. Dumbasses ride without it. Just be quiet already. You having it at all tells me I shouldn't bother with it. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted April 6, 2017 Share Posted April 6, 2017 14 minutes ago, Mainecat said: I always insure. Hit someone or something and you will be happy you are insured. Dumbasses ride without it. Wow, smartest post ever. Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted April 6, 2017 Share Posted April 6, 2017 1 hour ago, Zambroski said: I've never insured any of my toys before but for the helluva it, I decided to get a quote since I'm moving insurance companies on my vehicles. $82/MO!!!!! ......and I laughed and I laughed.....and laughed. NO FUCKING WAY I'M PAYING THAT! I wonder if my daughter being on the policy hurts it...it almost doubled our premiums for the vehicles. Damn kids! Maybe it's the time of the year? Anybody getting better luck? Almost everything we own in through State Farm. I think the ZR6 was the most expensive this year at somewhere around $220 for the year full coverage. The XF and Viper are somewhere around $195 each, I think. Quote Link to comment Share on other sites More sharing options...
Zambroski Posted April 6, 2017 Author Share Posted April 6, 2017 4 minutes ago, racinfarmer said: Almost everything we own in through State Farm. I think the ZR6 was the most expensive this year at somewhere around $220 for the year full coverage. The XF and Viper are somewhere around $195 each, I think. Yeah...I need to recheck on this a bit. This price makes no sense. Unless they have the whole family riding it? NO WAY...Nobody touches my sled...or my truck. Quote Link to comment Share on other sites More sharing options...
small-bore Posted April 6, 2017 Share Posted April 6, 2017 238 Bucks a year for my Apex. Quote Link to comment Share on other sites More sharing options...
Anler Posted April 6, 2017 Share Posted April 6, 2017 $287/ year. Quote Link to comment Share on other sites More sharing options...
02sled Posted April 6, 2017 Share Posted April 6, 2017 $53.30 a month for the two sleds. The only thing I don't have is collision. Liability $2M and comprehensive for fire, theft, go through the ice. If I am stupid enough to run into a tree I'll pay for it myself. Quote Link to comment Share on other sites More sharing options...
Jet Posted April 6, 2017 Share Posted April 6, 2017 $300 a year full cover for turbo. I've been told if you don't have insurance and you hurt somebody in an accident they can sue the hell out of you, take all your shit and garnish your wages for eternity... I don't know if that is true or not Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted April 6, 2017 Share Posted April 6, 2017 410 a yr for 14 m8 and 15 gade 6 with a 3g deductible Quote Link to comment Share on other sites More sharing options...
Woodtick Posted April 6, 2017 Share Posted April 6, 2017 1 hour ago, Mainecat said: I always insure. Hit someone or something and you will be happy you are insured. Dumbasses ride without it. Somebody needs to do a wellness check on the old guy. Quote Link to comment Share on other sites More sharing options...
ckf Posted April 6, 2017 Share Posted April 6, 2017 Around $100/year a sled here for liability. Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted April 6, 2017 Share Posted April 6, 2017 180 for full coverage, think it's 400k in liablity as thats the underlying requirement for my umbrella $82/mo is crazy, my 17 year old sons insurance for his jeeps barely more than that Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted April 6, 2017 Share Posted April 6, 2017 2 hours ago, Mainecat said: I always insure. Hit someone or something and you will be happy you are insured. Dumbasses ride without it. yup i always assume people with no insurance have no assets to care about cause theres no way i am losing it all Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 6, 2017 Share Posted April 6, 2017 2 minutes ago, Angry ginger said: yup i always assume people with no insurance have no assets to care about cause theres no way i am losing it all I'd love to hear of an example where someone "lost it all" due to anything to do with a sled. Its an at risk sport and I cant see anyway that anything I do short of being drunk and hitting a pedestrian could have me being liable. There is nothing that can happen on the trail that you would be found liable for. Quote Link to comment Share on other sites More sharing options...
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