Zambroski Posted April 6, 2017 Author Share Posted April 6, 2017 1 minute ago, f7ben said: I'd love to hear of an example where someone "lost it all" due to anything to do with a sled. Its an at risk sport and I cant see anyway that anything I do short of being drunk and hitting a pedestrian could have me being liable. There is nothing that can happen on the trail that you would be found liable for. Yeah....it's almost impossible to prove unless somebody is drunk. I've NEVER heard of anything like that happening. But still, good to be protected. I'm gonna have to inquire why mine is so fucking high. After looking at what some of you pay $80+/month just sounds wrong. Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 6, 2017 Share Posted April 6, 2017 1 minute ago, Zambroski said: Yeah....it's almost impossible to prove unless somebody is drunk. I've NEVER heard of anything like that happening. But still, good to be protected. I'm gonna have to inquire why mine is so fucking high. After looking at what some of you pay $80+/month just sounds wrong. I was quoted 78$ per month on my Polaris for liability and comp .....fuck that Quote Link to comment Share on other sites More sharing options...
Woodtick Posted April 6, 2017 Share Posted April 6, 2017 I only ride in Mi,which is a no fault state. $45 a year for the low cc sleds a year and $100 a year for the big cc sleds. State Farm and they are insured through my IL address . Quote Link to comment Share on other sites More sharing options...
Anler Posted April 6, 2017 Share Posted April 6, 2017 8 minutes ago, Woodtick said: I only ride in Mi,which is a no fault state. $45 a year for the low cc sleds a year and $100 a year for the big cc sleds. State Farm and they are insured through my IL address . Quote Link to comment Share on other sites More sharing options...
XCR1250 Posted April 6, 2017 Share Posted April 6, 2017 The only toy I insure is my Ranger Boat, $166 a year full coverage through AARP, I own nothing completely in my name, I have an "Irrevocable Trust"..My trucks and Caddies are insured however, again AARP, very cheap, never had a ticket for anything in my life, been driving since 1963. Quote Link to comment Share on other sites More sharing options...
Woodtick Posted April 6, 2017 Share Posted April 6, 2017 1 minute ago, Anler said: You are going to get banned for that!!! That's my cousin Latisha. You can't post pics of my family. 1 Quote Link to comment Share on other sites More sharing options...
Sleepr2 Posted April 6, 2017 Share Posted April 6, 2017 38 minutes ago, Woodtick said: Somebody needs to do a wellness check on the old guy. Too late , it's obvious he's beyond help Quote Link to comment Share on other sites More sharing options...
JEFF Posted April 7, 2017 Share Posted April 7, 2017 This day and age you need insurance. $1400 a year for 5 sleds through Allstate. (Shitty company) 3 teen drivers listed. Quote Link to comment Share on other sites More sharing options...
ckf Posted April 7, 2017 Share Posted April 7, 2017 34 minutes ago, Angry ginger said: yup i always assume people with no insurance have no assets to care about cause theres no way i am losing it all You're going to loose 50% when Carley graduates and you divorce your wife anyway Quote Link to comment Share on other sites More sharing options...
SVT MXZ XRS Posted April 7, 2017 Share Posted April 7, 2017 1 hour ago, f7ben said: I was quoted 78$ per month on my Polaris for liability and comp .....fuck that With your track record, I'm surprised they quoted you that low $279 for TNT $604 for XRS. Both with $250 deductable I need to get quotes from USAA on everything. Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted April 7, 2017 Share Posted April 7, 2017 1 hour ago, f7ben said: I'd love to hear of an example where someone "lost it all" due to anything to do with a sled. Its an at risk sport and I cant see anyway that anything I do short of being drunk and hitting a pedestrian could have me being liable. There is nothing that can happen on the trail that you would be found liable for. sure ben you go with that, hit someone with you sled and injure them and see how that works out for you 1 hour ago, ckf said: You're going to loose 50% when Carley graduates and you divorce your wife anyway true but i'll still be a hood rich ginger 1 Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted April 7, 2017 Share Posted April 7, 2017 2 hours ago, Woodtick said: I only ride in Mi,which is a no fault state. $45 a year for the low cc sleds a year and $100 a year for the big cc sleds. State Farm and they are insured through my IL address . With reading some of the others on here, I thought we were getting by cheap, but damn! Quote Link to comment Share on other sites More sharing options...
Woodtick Posted April 7, 2017 Share Posted April 7, 2017 Just now, racinfarmer said: With reading some of the others on here, I thought we were getting by cheap, but damn! 5 sleds and liability only. Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted April 7, 2017 Share Posted April 7, 2017 Just now, Woodtick said: 5 sleds and liability only. We insure full coverage with $1000 deductable, except the Trailcat. Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 7, 2017 Share Posted April 7, 2017 surely someone must know of someone who was sued because of a sled accident....I mean myself nor anyone I know have ever heard of it but I'm sure it happens Quote Link to comment Share on other sites More sharing options...
Woodtick Posted April 7, 2017 Share Posted April 7, 2017 Once anything I own drops below 4k in value,I drop full coverage. Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 7, 2017 Share Posted April 7, 2017 Just now, Woodtick said: Once anything I own drops below 4k in value,I drop full coverage. so halfway through the season with a brand new cat 1 Quote Link to comment Share on other sites More sharing options...
Woodtick Posted April 7, 2017 Share Posted April 7, 2017 3 minutes ago, racinfarmer said: We insure full coverage with $1000 deductable, except the Trailcat. The 92 340 Puma is $45 a year. Quote Link to comment Share on other sites More sharing options...
Zambroski Posted April 7, 2017 Author Share Posted April 7, 2017 1 minute ago, f7ben said: surely someone must know of someone who was sued because of a sled accident....I mean myself nor anyone I know have ever heard of it but I'm sure it happens I've never heard of it either. Ever. Gotta prove negligence or malice and have a witness or two. And unless somebody is wasted...ain't gonna happen in most cases...well, trail riding anyway. Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 7, 2017 Share Posted April 7, 2017 Just now, Zambroski said: I've never heard of it either. Ever. Gotta prove negligence or malice and have a witness or two. And unless somebody is wasted...ain't gonna happen in most cases...well, trail riding anyway. Exactly ....but worrying OCD cry asses like Ginger have to be insured for every potential negative event they could ever face regardless of how far fetched it is I'm going to take out a 10 million dollar astroid impact policy on my home because "I dont want to lose everything" Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted April 7, 2017 Share Posted April 7, 2017 7 minutes ago, f7ben said: surely someone must know of someone who was sued because of a sled accident....I mean myself nor anyone I know have ever heard of it but I'm sure it happens http://blog.mlive.com/flintjournal/newsnow/2007/11/lawsuits_surrounding_brooks_s.html 4 minutes ago, Woodtick said: The 92 340 Puma is $45 a year. I think that is what the Trailcat would be. Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 7, 2017 Share Posted April 7, 2017 6 minutes ago, racinfarmer said: http://blog.mlive.com/flintjournal/newsnow/2007/11/lawsuits_surrounding_brooks_s.html I think that is what the Trailcat would be. nice try ....not even close though and they will end up paying nothing Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted April 7, 2017 Share Posted April 7, 2017 17 minutes ago, f7ben said: surely someone must know of someone who was sued because of a sled accident....I mean myself nor anyone I know have ever heard of it but I'm sure it happens 9 minutes ago, racinfarmer said: http://blog.mlive.com/flintjournal/newsnow/2007/11/lawsuits_surrounding_brooks_s.html I think that is what the Trailcat would be. 2 minutes ago, f7ben said: nice try ....not even close though and they will end up paying nothing Were they or were they not sued? Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted April 7, 2017 Share Posted April 7, 2017 2 hours ago, Zambroski said: Yeah....it's almost impossible to prove unless somebody is drunk. I've NEVER heard of anything like that happening. But still, good to be protected. I'm gonna have to inquire why mine is so fucking high. After looking at what some of you pay $80+/month just sounds wrong. even when I drove junk I had comp. think it was less than 100 a yr. even taking out a phone bank post or h20 main in a ditch with cams and witnesses can cost u if they wanted it to . just not worth the chance same with atv I never had full coverage on them but always comp . Quote Link to comment Share on other sites More sharing options...
f7ben Posted April 7, 2017 Share Posted April 7, 2017 1 minute ago, racinfarmer said: Were they or were they not sued? 1 minute ago, racinfarmer said: Were they or were they not sued? Out of the thousands and thousands of sled crashes that happen every year across dozens of states you came up with one story from 10 years ago. Congrats faggot ....I think I'll take my chances insurance is a fucking sucker bet Quote Link to comment Share on other sites More sharing options...
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