Platinum Contributing Member ViperGTS/Z1 Posted January 7, 2019 Platinum Contributing Member Share Posted January 7, 2019 1 hour ago, Rod Johnson said: And 100% of Democrats were against pulling out of agrabah when they were told that trump suggested it Yeah it's funny how the dems have become the war mongers now. 2 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member steve from amherst Posted January 7, 2019 Platinum Contributing Member Share Posted January 7, 2019 https://en.wikipedia.org/wiki/The_Millionaire_Next_Door Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Highmark Posted January 7, 2019 Platinum Contributing Member Share Posted January 7, 2019 (edited) 78% of American's living paycheck to paycheck. 77.9% of American's living beyond their means. That poll or study doesn't mean shit without more data. Edited January 7, 2019 by Highmark 1 Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted January 7, 2019 Share Posted January 7, 2019 99% of Beta Inc employees are living paycheck to paycheck. Quote Link to comment Share on other sites More sharing options...
Whiskey Tango Foxtrot Posted January 7, 2019 Share Posted January 7, 2019 11 minutes ago, Highmark said: 78% of American's living paycheck to paycheck. 77.9% of American's living beyond their means. That poll or study doesn't mean shit without more data. Yup! Should have 6+ months of expenses worth, on hand. Just in case. 1 Quote Link to comment Share on other sites More sharing options...
awful knawful Posted January 7, 2019 Share Posted January 7, 2019 All the young fellas at work get hired. New truck House New sled New ATV Boat New gf Build new garage Can't afford it all. Check to check. Never do over time. Call in sick often. Party and good time is all they want to do. They look at us older guys and figure we have it, so should they It took us 20-25 years to get all our shit dumdass!!! 1 Quote Link to comment Share on other sites More sharing options...
Whiskey Tango Foxtrot Posted January 7, 2019 Share Posted January 7, 2019 @motonoggin why is that funny? It's truth. If you buy a new truck at 500 a month, you better be putting another 5 in savings to keep level. Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 2 minutes ago, Whiskey Tango Foxtrot said: @motonoggin why is that funny? It's truth. If you buy a new truck at 500 a month, you better be putting another 5 in savings to keep level. No one is saving six months worth of expenses. Not with 40 yrs of stagnant wages. Talk about out of touch. Quote Link to comment Share on other sites More sharing options...
awful knawful Posted January 7, 2019 Share Posted January 7, 2019 Just now, motonoggin said: No one is saving six months worth of expenses. Not with 40 yrs of stagnant wages. Talk about out of touch. They can. But are too fucking stupid. Want want want! 1 Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 3 minutes ago, awful knawful said: They can. But are too fucking stupid. Want want want! *40 years of stagnant wages* *Economy that literally runs on people spending money they don't have* Conservatives: "Well, if people didn't buy stuff...." Quote Link to comment Share on other sites More sharing options...
Zambroski Posted January 7, 2019 Share Posted January 7, 2019 Just now, motonoggin said: *40 years of stagnant wages* *Economy that literally runs on people spending money they don't have* Conservatives: "Well, if people didn't buy stuff...." "Everybody is financially adequate if given the same resources." Quote Link to comment Share on other sites More sharing options...
Whiskey Tango Foxtrot Posted January 7, 2019 Share Posted January 7, 2019 6 minutes ago, motonoggin said: No one is saving six months worth of expenses. Not with 40 yrs of stagnant wages. Talk about out of touch. I am... sbyl. 6 minutes ago, awful knawful said: They can. But are too fucking stupid. Want want want! Yup! Google "emergency fund months" Financial experts are always saying that you should have “between three and nine”months' of expenses saved in an emergency fund. OK, great. But which is it? If you need $2,000 a month to live, there's a big difference between saving $6,000 and $18,000! Quote Link to comment Share on other sites More sharing options...
Whiskey Tango Foxtrot Posted January 7, 2019 Share Posted January 7, 2019 Who's the financial advisor on here? I forgot who it was. I am curious what their take on this is. Quote Link to comment Share on other sites More sharing options...
Dave Posted January 7, 2019 Share Posted January 7, 2019 2 minutes ago, Whiskey Tango Foxtrot said: I am... sbyl. Yup! Google "emergency fund months" Financial experts are always saying that you should have “between three and nine”months' of expenses saved in an emergency fund. OK, great. But which is it? If you need $2,000 a month to live, there's a big difference between saving $6,000 and $18,000! I have next to zero expenses other then utilities..insurance.and food..all others are self inflicted. Could live pretty cheap if we had to. 1 Quote Link to comment Share on other sites More sharing options...
Dave Posted January 7, 2019 Share Posted January 7, 2019 Just now, Whiskey Tango Foxtrot said: Who's the financial advisor on here? I forgot who it was. I am curious what their take on this is. Driftbusta 1 Quote Link to comment Share on other sites More sharing options...
Whiskey Tango Foxtrot Posted January 7, 2019 Share Posted January 7, 2019 8 minutes ago, Whiskey Tango Foxtrot said: Financial experts are always saying that you should have “between three and nine”months' of expenses saved in an emergency fund. @DriftBusta what do you advise for DTI ratio, or emergency fund length? Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted January 7, 2019 Share Posted January 7, 2019 Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 Average worker: *hasn't had a raise in 4 decades* *Lives paycheck to paycheck* *Loses job* *Loses home* *Homeless and jobless* Petit bourgeois: "stupid proles, you should have 6 months worth of living expenses..." Quote Link to comment Share on other sites More sharing options...
awful knawful Posted January 7, 2019 Share Posted January 7, 2019 Our raise is usually 2% or $0.50/ hr yearly. This alternates back and forth. Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 Just now, awful knawful said: Our raise is usually 2% or $0.50/ hr yearly. This alternates back and forth. Wow Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 78% of America lives paycheck to paycheck. Also: Quote Link to comment Share on other sites More sharing options...
snoughnut Posted January 7, 2019 Share Posted January 7, 2019 28 minutes ago, motonoggin said: No one is saving six months worth of expenses. Not with 40 yrs of stagnant wages. Talk about out of touch. Nobody? I am and alot of smart people are also. I would bet that if most people had a major health issue, they would be paying their deductibles with a credit card and then tack that on to all the normal expenses.......nuts. 1 Quote Link to comment Share on other sites More sharing options...
motonoggin Posted January 7, 2019 Share Posted January 7, 2019 2 minutes ago, snoughnut said: Nobody? I am and alot of smart people are also. I would bet that if most people had a major health issue, they would be paying their deductibles with a credit card and then tack that on to all the normal expenses.......nuts. Lmao. Like, literally no one cares if privileged white dudes have 6 months of expenses. It's funny that these topics always turn into lectures from Dad on how to be smart with your money. hey Dad, no one got money to save, ok? thats the point. Jesus. 🤦♂️ Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.