teamgreen02 Posted March 24, 2018 Share Posted March 24, 2018 Probably in the $1400 range. I have our agent shop home and auto every year. With progressive now. Quote Link to comment Share on other sites More sharing options...
NaturallyAspirated Posted March 24, 2018 Share Posted March 24, 2018 1 hour ago, f7ben said: Curious why my math sucks still 240,000 and an extra 0 = ? Neal Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 24, 2018 Share Posted March 24, 2018 Just now, NaturallyAspirated said: 240,000 and an extra 0 = ? Neal holy fuck how could I miss that. Apparently booz affects my normaly amazing quick math skills 1 Quote Link to comment Share on other sites More sharing options...
sledderj Posted March 24, 2018 Share Posted March 24, 2018 1 hour ago, f7ben said: Damn that is cheap......and Damn you are a baller !!!!!!!!!111111 Really, it's the dirt is what's worth the $$. Not really insuring that, just the wood, bricks and contents that sit on it. I'm about $950 / yr and my place is appraised at $500K Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 24, 2018 Share Posted March 24, 2018 2 minutes ago, sledderj said: Really, it's the dirt is what's worth the $$. Not really insuring that, just the wood, bricks and contents that sit on it. I'm about $950 / yr and my place is appraised at $500K That makes sense Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 24, 2018 Share Posted March 24, 2018 i pay about $1680 a year for about 3000 sqft home and 1000 sqft shop. Being lake front increases the premium slightly. Ive lived in the same home for 30 years and had it paid off for over 5 and never had one claim so that lowers the rates just slightly. My house is insured for about $400k replacement cost with $200k in contents replacement. I don't have any pets so that lowers the premium by about $200 per month........ Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 24, 2018 Share Posted March 24, 2018 41 minutes ago, sledderj said: Really, it's the dirt is what's worth the $$. Not really insuring that, just the wood, bricks and contents that sit on it. I'm about $950 / yr and my place is appraised at $500K Yep. My 1.7 acre lake front lot is worth almost half of what the structures are worth. It's unreal what people are willing to pay for a lake front lot these days. And Lakefront in AK is cheap compared to most places. Quote Link to comment Share on other sites More sharing options...
Carlos Danger Posted March 24, 2018 Share Posted March 24, 2018 So I have two houses on the same lake one in Mass one in CT. Both are between 8 and 900$ but the CT house is worth 2 or 3 times what the mass house is worth. Insurance is strange in Mass. Quote Link to comment Share on other sites More sharing options...
Anler Posted March 24, 2018 Share Posted March 24, 2018 I don't even know!!!! Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 24, 2018 Share Posted March 24, 2018 1 minute ago, Nazipigdog said: I don't even know!!!! Fucking eating chocolate eggs and drinking fancy wine and the motherfucker doesnt even know what he pays for insurance....... #winning !!!1111111 Quote Link to comment Share on other sites More sharing options...
Carlos Danger Posted March 24, 2018 Share Posted March 24, 2018 4 minutes ago, AKIQPilot said: Yep. My 1.7 acre lake front lot is worth almost half of what the structures are worth. It's unreal what people are willing to pay for a lake front lot these days. And Lakefront in AK is cheap compared to most places. The funny part is my dad bought one of the lake front houses more than 50 years ago. At that time he was looking for a mortgage to buy two cottages side by side for 13k. Most banks would not touch lake front at the time, one bank manager even quiped who would want to live next to a lake. Quote Link to comment Share on other sites More sharing options...
Anler Posted March 24, 2018 Share Posted March 24, 2018 5 minutes ago, f7ben said: Fucking eating chocolate eggs and drinking fancy wine and the motherfucker doesnt even know what he pays for insurance....... #winning !!!1111111 I know right? Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 24, 2018 Share Posted March 24, 2018 Just now, Nazipigdog said: I know right? #firstworldproblems Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 24, 2018 Share Posted March 24, 2018 14 minutes ago, Carlos Danger said: The funny part is my dad bought one of the lake front houses more than 50 years ago. At that time he was looking for a mortgage to buy two cottages side by side for 13k. Most banks would not touch lake front at the time, one bank manager even quiped who would want to live next to a lake. That's unreal. They are like gold now. Quote Link to comment Share on other sites More sharing options...
sledderj Posted March 24, 2018 Share Posted March 24, 2018 12 minutes ago, AKIQPilot said: Yep. My 1.7 acre lake front lot is worth almost half of what the structures are worth. It's unreal what people are willing to pay for a lake front lot these days. And Lakefront in AK is cheap compared to most places. Our cabin is lakefront and worth quite a bit less than what my house is. Insurance is about the same, but I think it has more to do with not having a full time fire dept anywhere close by. Our lake is small and kind of off the beaten path so prices are cheaper. Anything lake front on one of the popular lakes is over $500K. Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 24, 2018 Share Posted March 24, 2018 1 minute ago, sledderj said: Our cabin is lakefront and worth quite a bit less than what my house is. Insurance is about the same, but I think it has more to do with not having a full time fire dept anywhere close by. Our lake is small and kind of off the beaten path so prices are cheaper. Anything lake front on one of the popular lakes is over $500K. Around here, AK, the distance to a fire station definitely affect your Ins premium. Quote Link to comment Share on other sites More sharing options...
awful knawful Posted March 25, 2018 Share Posted March 25, 2018 Fire station is 1/2 km away, fire hydrant in front yard, former fireman. Make zero fucking difference! Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member steve from amherst Posted March 25, 2018 Author Platinum Contributing Member Share Posted March 25, 2018 14 hours ago, awful knawful said: Fire station is 1/2 km away, fire hydrant in front yard, former fireman. Make zero fucking difference! No public water here. Fire dept uses tankers. That definatly affects it. Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member steve from amherst Posted March 25, 2018 Author Platinum Contributing Member Share Posted March 25, 2018 15 hours ago, AKIQPilot said: i pay about $1680 a year for about 3000 sqft home and 1000 sqft shop. Being lake front increases the premium slightly. Ive lived in the same home for 30 years and had it paid off for over 5 and never had one claim so that lowers the rates just slightly. My house is insured for about $400k replacement cost with $200k in contents replacement. I don't have any pets so that lowers the premium by about $200 per month........ Seeing who's paying attn. , or a typo ? Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member steve from amherst Posted March 25, 2018 Author Platinum Contributing Member Share Posted March 25, 2018 16 hours ago, sledderj said: Really, it's the dirt is what's worth the $$. Not really insuring that, just the wood, bricks and contents that sit on it. I'm about $950 / yr and my place is appraised at $500K Mines $288,000 dwelling 28k other structers 196,000 contents and $84,000 loss of use. Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 25, 2018 Share Posted March 25, 2018 16 minutes ago, steve from amherst said: Seeing who's paying attn. , or a typo ? It was a jab at a whole slew of guys who hate people who dont have pets, dogs particularly.............. carry over from another thread of course. 1 Quote Link to comment Share on other sites More sharing options...
Reevester Posted March 25, 2018 Share Posted March 25, 2018 $1300 for house appraised at 580k. $480 for the cabin at 120k. $300 for a vacant lot. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted March 25, 2018 Share Posted March 25, 2018 20 hours ago, sledderj said: Really, it's the dirt is what's worth the $$. Not really insuring that, just the wood, bricks and contents that sit on it. I'm about $950 / yr and my place is appraised at $500K Its over 7 figures to rebuild but the cottage ins is also about the same for 500k apraisal and less than 200k rebuild. Quote Link to comment Share on other sites More sharing options...
XCR1250 Posted March 25, 2018 Share Posted March 25, 2018 (edited) $653 in 2017, not due again till May. Includes 3 outbuildings. Edited March 25, 2018 by XCR1250 Quote Link to comment Share on other sites More sharing options...
Edmo Posted March 25, 2018 Share Posted March 25, 2018 5 hours ago, Reevester said: $1300 for house appraised at 580k. $480 for the cabin at 120k. $300 for a vacant lot. Insurance for a vacant lot? Never heard of that before. You worried about liability or what? Quote Link to comment Share on other sites More sharing options...
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