spin_dry Posted July 23, 2020 Share Posted July 23, 2020 (edited) Looking over the surgical costs I’m blown away by the discounts health insurance companies negotiate with in network health care providers. Doctor’s fees cut by 2/3rds. PA fees from $8400 to $490? The poor people without insurance are fucked. Edited July 23, 2020 by spin_dry Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted July 23, 2020 Share Posted July 23, 2020 43 minutes ago, spin_dry said: Looking over the surgical costs I’m blown away by the discounts health insurance companies negotiate with in network health care providers. Doctor’s fees cut by 2/3rds. PA fees from $8400 to $490? The poor people without insurance are fucked. i said that when my son had his ACLs done. Rack rate was over 50k insurance rate less the 10k. Friends a biller at the local hospital. No insurance and they start with a 40% discount if you call about the bill. its all smoke and mirrors. If we charged the real amounts I would get a catastrophic policy and pay out of pocket. at 18k a year that i pay for insurance that buys a lot of care. Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted July 23, 2020 Share Posted July 23, 2020 1 hour ago, spin_dry said: Looking over the surgical costs I’m blown away by the discounts health insurance companies negotiate with in network health care providers. Doctor’s fees cut by 2/3rds. PA fees from $8400 to $490? The poor people without insurance are fucked. not true . i have a big deductable have not hit it in years . I always call and negotiate my visit price before I even go in same with drugs the small pharmacys will work with you . but yeah talk about power who do you think wrote the ACA ? my aunt was head of risk management for UHC she was fucking giddy over it . Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 7 minutes ago, Ez ryder said: not true . i have a big deductable have not hit it in years . I always call and negotiate my visit price before I even go in same with drugs the small pharmacys will work with you . but yeah talk about power who do you think wrote the ACA ? my aunt was head of risk management for UHC she was fucking giddy over it . You’ve got shitty insurance. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 34 minutes ago, Angry ginger said: i said that when my son had his ACLs done. Rack rate was over 50k insurance rate less the 10k. Friends a biller at the local hospital. No insurance and they start with a 40% discount if you call about the bill. its all smoke and mirrors. If we charged the real amounts I would get a catastrophic policy and pay out of pocket. at 18k a year that i pay for insurance that buys a lot of care. The problem is that many people have no idea that costs can be negotiated. That’s just a fucked up method of doing business. Quote Link to comment Share on other sites More sharing options...
racer254 Posted July 23, 2020 Share Posted July 23, 2020 9 hours ago, spin_dry said: The problem is that many people have no idea that costs can be negotiated. That’s just a fucked up method of doing business. The problem? It's not my problem that people can't or don't have the cognitive ability to figure out how to negotiate. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 45 minutes ago, racer254 said: The problem? It's not my problem that people can't or don't have the cognitive ability to figure out how to negotiate. I wouldn’t expect you to see the difference between negotiating on the cost of an automobile vs an essential human need such as medical care. You’re part of the problem why medical costs remain out of control. 1 Quote Link to comment Share on other sites More sharing options...
racer254 Posted July 23, 2020 Share Posted July 23, 2020 1 minute ago, spin_dry said: I wouldn’t expect you to see the difference between negotiating on the cost of an automobile vs an essential human need such as medical care. You’re part of the problem why medical costs remain out of control. Oh really? Tell us how good you are doing in your field of essential medical care. Remember, you constantly brag about how well off you are. Maybe you are the problem. Quote Link to comment Share on other sites More sharing options...
hayward Posted July 23, 2020 Share Posted July 23, 2020 12 minutes ago, spin_dry said: I wouldn’t expect you to see the difference between negotiating on the cost of an automobile vs an essential human need such as medical care. You’re part of the problem why medical costs remain out of control. Exactly! There's enough to worry about and plan on a daily basis when a person is being productive day in and day out. Now something happens to that person health-wise, and guess what, now they're no longer being a productive member of society, and likely won't be until they get their health back. So common sense tells me keep them as productive and healthy as possible, they have no time on their plate to be worrying about haggling and negotiating over a goddamned medical bill. This is where this administration has dropped the ball the biggest in my book, is with health care coverage. 4 more years and still nothing anyone could call 'fair' health care. Between the amount of society abusing the system, and the amount of corporate greed involved, it's disgusting that the common working man can't afford healthcare for his family without a subsidy tax-credit payment. 1 Quote Link to comment Share on other sites More sharing options...
Snake Posted July 23, 2020 Share Posted July 23, 2020 30 minutes ago, spin_dry said: I wouldn’t expect you to see the difference between negotiating on the cost of an automobile vs an essential human need such as medical care. You’re part of the problem why medical costs remain out of control. Ha. Haha. Hahahahahahahahahahahahaha! Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 25 minutes ago, hayward said: Exactly! There's enough to worry about and plan on a daily basis when a person is being productive day in and day out. Now something happens to that person health-wise, and guess what, now they're no longer being a productive member of society, and likely won't be until they get their health back. So common sense tells me keep them as productive and healthy as possible, they have no time on their plate to be worrying about haggling and negotiating over a goddamned medical bill. This is where this administration has dropped the ball the biggest in my book, is with health care coverage. 4 more years and still nothing anyone could call 'fair' health care. Between the amount of society abusing the system, and the amount of corporate greed involved, it's disgusting that the common working man can't afford healthcare for his family without a subsidy tax-credit payment. It’s ridiculous and psychopathIc. The system is set up so an individual, who’s already under stress, has to be haggling over their highly inflated healthcare cost. The system is fucking rigged. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 46 minutes ago, racer254 said: Oh really? Tell us how good you are doing in your field of essential medical care. Remember, you constantly brag about how well off you are. Maybe you are the problem. You’re not even worth a breath. 1 Quote Link to comment Share on other sites More sharing options...
Snake Posted July 23, 2020 Share Posted July 23, 2020 14 minutes ago, spin_dry said: You’re not even worth a breath. I bet you get your billing out on time eh? Quote Link to comment Share on other sites More sharing options...
f7ben Posted July 23, 2020 Share Posted July 23, 2020 16 minutes ago, spin_dry said: You’re not even worth a breath. He’s the dumbest fucktard I’ve ever encountered on the net Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 4 minutes ago, Snake said: I bet you get your billing out on time eh? Damn right. Quote Link to comment Share on other sites More sharing options...
racer254 Posted July 23, 2020 Share Posted July 23, 2020 27 minutes ago, f7ben said: He’s the dumbest fucktard I’ve ever encountered on the net Hey, I see you're back. Your baller stimulus check must have finally dried up. Quote Link to comment Share on other sites More sharing options...
racer254 Posted July 23, 2020 Share Posted July 23, 2020 30 minutes ago, Snake said: I bet you get your billing out on time eh? And I am sure he charges the max amount possible, depending on what the insurance of the patient will cover. Quote Link to comment Share on other sites More sharing options...
Zambroski Posted July 23, 2020 Share Posted July 23, 2020 2 minutes ago, racer254 said: And I am sure he charges the max amount possible, depending on what the insurance of the patient will cover. It’s all about people helping other people. -liberal proverb Quote Link to comment Share on other sites More sharing options...
racer254 Posted July 23, 2020 Share Posted July 23, 2020 (edited) 4 minutes ago, Zambroski said: It’s all about people helping other people. -liberal proverb Yeah, we all know about his shtick. Edited July 23, 2020 by racer254 Quote Link to comment Share on other sites More sharing options...
f7ben Posted July 23, 2020 Share Posted July 23, 2020 8 minutes ago, racer254 said: Hey, I see you're back. Your baller stimulus check must have finally dried up. Literally the dumbest person I’ve been exposed to. Quote Link to comment Share on other sites More sharing options...
Zambroski Posted July 23, 2020 Share Posted July 23, 2020 5 minutes ago, f7ben said: Literally the dumbest person I’ve been exposed to. 1 2 Quote Link to comment Share on other sites More sharing options...
f7ben Posted July 23, 2020 Share Posted July 23, 2020 Just now, Zambroski said: Toolkit is 100x smarter than Racer. It’s not even close Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Highmark Posted July 23, 2020 Platinum Contributing Member Share Posted July 23, 2020 The addition of expensive diagnosis methods/treatments/surgeries has vastly out gained the addition of early preventative methods to reduce the need for said care down the road. Our HC costs will continue to skyrocket if we can't stop or limit things before they get expensive to diagnose and treat. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 6 minutes ago, Highmark said: The addition of expensive diagnosis methods/treatments/surgeries has vastly out gained the addition of early preventative methods to reduce the need for said care down the road. Our HC costs will continue to skyrocket if we can't stop or limit things before they get expensive to diagnose and treat. Procedures that are in trial are not only evaluated for efficacy, but also cost effectiveness. There’s dozens of procedures that are deemed unworkable because of cost even though they have very promising outcomes. So I partially disagree with your thoughts here. I do agree that the diagnostic costs are totally out of control. MRI costs are ridiculous. Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Highmark Posted July 23, 2020 Platinum Contributing Member Share Posted July 23, 2020 Just now, spin_dry said: Procedures that are in trial are not only evaluated for efficacy, but also cost effectiveness. There’s dozens of procedures that are deemed unworkable because of cost even though they have very promising outcomes. So I partially disagree with your thoughts here. I do agree that the diagnostic costs are totally out of control. MRI costs are ridiculous. Bullshit. We do a million joint replacement surgeries each year now. By 2030 they are expecting 4 million a year. How many were done 20-30 years ago? That's just one example. People just use to just live with certain ailments. By no means am I against these incredible gains we've made at making peoples life better but to think its not going to have a impact on our overall HC costs for ALL OF US is simply fucking ludicrous. Quote Link to comment Share on other sites More sharing options...
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