NaturallyAspirated Posted October 7, 2017 Share Posted October 7, 2017 Just now, f7ben said: HC will indeed be fixed cost by the time i retire. There is nothing more fixed than UHC Ya I'm with you. Just keeping my job and head down until we have UHC. Neal Quote Link to comment Share on other sites More sharing options...
DriftBusta Posted October 7, 2017 Share Posted October 7, 2017 Just now, f7ben said: HC will indeed be fixed cost by the time i retire. There is nothing more fixed than UHC Maybe so, and will probably take up 33% of the average family's income. You'll have a chip and a tattoo on your arm too. Quote Link to comment Share on other sites More sharing options...
f7ben Posted October 7, 2017 Share Posted October 7, 2017 1 minute ago, DriftBusta said: Maybe so, and will probably take up 33% of the average family's income. You'll have a chip and a tattoo on your arm too. Im not worried.....by the time im old and needing massive amounts of care ill just plan a nice surprise for the govt and then they wont have to worry about my hc bills piling up Quote Link to comment Share on other sites More sharing options...
NaturallyAspirated Posted October 7, 2017 Share Posted October 7, 2017 3 minutes ago, DriftBusta said: Maybe so, and will probably take up 33% of the average family's income. You'll have a chip and a tattoo on your arm too. We are already half way there with private insurance. You don't think that would double in 20 years? Neal Quote Link to comment Share on other sites More sharing options...
Mainecat Posted October 7, 2017 Share Posted October 7, 2017 2 hours ago, DriftBusta said: Healthcare will never be fixed. Wished I'd seen this thread earlier, now that I'm a fucking expert on this shit. Gotta head to a trade show in a bit though, so I can't dazzle you with portfolio analysis Sell some annuities! Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 7, 2017 Share Posted October 7, 2017 3 hours ago, NaturallyAspirated said: We are already half way there with private insurance. You don't think that would double in 20 years? Neal You realize your 2 mil goal needs to be 3 mil in 20 years based on average inflation. Quote Link to comment Share on other sites More sharing options...
f7ben Posted October 7, 2017 Share Posted October 7, 2017 1 minute ago, ArcticCrusher said: You realize your 2 mil goal needs to be 3 mil in 20 years based on average inflation. that is just fucking stupid. You think a gallon of milk is gonna be $400 or something .......we have seen virtually no inflationary impact in durable goods in a decade or more. What variable costs would someone need to budget for that would cause them to consider inflation fully when budgeting for retirement???? Has energy cost tracked inflation??? Food and clothes??? Vehicles , insurance , maintenance and upkeep etc etc etc. The answer to that is largely no over the last decade even though we supposedly have experienced some inflation each year over that time. 3 million in a 401k you'd need two incomes maxing out and getting a 100% match for decades to get to that level......lets be fucking realistic here. Quote Link to comment Share on other sites More sharing options...
f7ben Posted October 7, 2017 Share Posted October 7, 2017 What the fuck is it with these retarded canadian red rocket types Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 7, 2017 Share Posted October 7, 2017 (edited) 6 minutes ago, f7ben said: that is just fucking stupid. You think a gallon of milk is gonna be $400 or something .......we have seen virtually no inflationary impact in durable goods in a decade or more. What variable costs would someone need to budget for that would cause them to consider inflation fully when budgeting for retirement???? Has energy cost tracked inflation??? Food and clothes??? Vehicles , insurance , maintenance and upkeep etc etc etc. The answer to that is largely no over the last decade even though we supposedly have experienced some inflation each year over that time. 3 million in a 401k you'd need two incomes maxing out and getting a 100% match for decades to get to that level......lets be fucking realistic here. You want to retire comfortably at 50 20 years from now. Ok. Edited October 7, 2017 by ArcticCrusher Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 7, 2017 Share Posted October 7, 2017 8 minutes ago, f7ben said: What the fuck is it with these retarded canadian red rocket types You might want to look at a retitement calculator, RR has a spreadsheet. Quote Link to comment Share on other sites More sharing options...
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