Gold Member EvilBird Posted November 20, 2022 Gold Member Share Posted November 20, 2022 5 minutes ago, DriftBusta said: He's lying, unless he plans on retiring in 2 years. He is gonna retire off credit card incentives!!! Duh!!! Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 9 minutes ago, DriftBusta said: He's lying, unless he plans on retiring in 2 years. 1.5 yrs. Quote Link to comment Share on other sites More sharing options...
Gold Member EvilBird Posted November 20, 2022 Gold Member Share Posted November 20, 2022 1 minute ago, Steve753 said: 1.5 yrs. So we can expect you to be on here 14 hours a day instead of 10 sometime next year ? Great Quote Link to comment Share on other sites More sharing options...
DriftBusta Posted November 20, 2022 Share Posted November 20, 2022 2 minutes ago, Steve753 said: 1.5 yrs. You gonna tell the class what it is you do for a living, or is it a state secret? 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 Just now, DriftBusta said: You gonna tell the class what it is you do for a living, or is it a state secret? Is it a prerequisite? I'm an industrialist. Quote Link to comment Share on other sites More sharing options...
Gold Member EvilBird Posted November 20, 2022 Gold Member Share Posted November 20, 2022 1 minute ago, DriftBusta said: You gonna tell the class what it is you do for a living, or is it a state secret? its Poo550 all over again 1 Quote Link to comment Share on other sites More sharing options...
DriftBusta Posted November 20, 2022 Share Posted November 20, 2022 Just now, Steve753 said: Is it a prerequisite? I'm an industrialist. No you're not. 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 Just now, DriftBusta said: No you're not. Ok. Quote Link to comment Share on other sites More sharing options...
SkisNH Posted November 20, 2022 Share Posted November 20, 2022 35 minutes ago, ActionfigureJoe said: Finance companies that partner with dealers always provide kickbacks to the dealer. It’s a very competitive market. Kickbacks range from 1-3% of the amount financed. In normal times dealers have very small margins. The vast amount of their profit comes from trades, dealer installed options, finance kickbacks, service contracts, and extended warranties. I can always negotiate a better deal if I finance through the dealer instead of paying cash. Every single time. It’s basic economics. I scratch the dealers back and they scratch mine. Within 20 days I pay off the loan. They also eat the tack on loan fee. Usually $10-20. It's not rocket science....and it's not a kickback it's a commission and it's on every loan. Somebody is making money on the spread...I would bet dollars to donuts you aren't getting a better deal than a typical customer that isn't a retard. Keep living with payments if you want...but I don't think you will find many millionaires that got wealthy from cash back on their credit cards and paying off car Notes after leaving the dealership. 1 Quote Link to comment Share on other sites More sharing options...
DriftBusta Posted November 20, 2022 Share Posted November 20, 2022 Just now, Steve753 said: Ok. Like HSR, you like to cast judgement and count other peoples money, but won't say boo about what it is you really do for a living, because its only a 1 way street for some of you guys. 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 Just now, SkisNH said: It's not rocket science....and it's not a kickback it's a commission and it's on every loan. Somebody is making money on the spread...I would bet dollars to donuts you aren't getting a better deal than a typical customer that isn't a retard. Keep living with payments if you want...but I don't think you will find many millionaires that got wealthy from cash back on their credit cards and paying off car Notes after leaving the dealership. It's obvious you're a little slow. Quote Link to comment Share on other sites More sharing options...
SkisNH Posted November 20, 2022 Share Posted November 20, 2022 Just now, Steve753 said: It's obvious you're a little slow. yup...I'm just an unsuccessful rube. 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 1 minute ago, DriftBusta said: Like HSR, you like to cast judgement and count other peoples money, but won't say boo about what it is you really do for a living, because its only a 1 way street for some of you guys. I told you what I do. I could retire earlier, but it's not part of the plan my wife and I have. I'm sure a man of your astute knowledge would understand that. Quote Link to comment Share on other sites More sharing options...
Gold Member EvilBird Posted November 20, 2022 Gold Member Share Posted November 20, 2022 (edited) 35 minutes ago, SkisNH said: It's not rocket science....and it's not a kickback it's a commission and it's on every loan. Somebody is making money on the spread...I would bet dollars to donuts you aren't getting a better deal than a typical customer that isn't a retard. Keep living with payments if you want...but I don't think you will find many millionaires that got wealthy from cash back on their credit cards and paying off car Notes after leaving the dealership. timestanp 5:00.....Ben says he will write the check . Getting more than he paid for his trade. Thats how Billionaires buy cars . Not fucking loans @ActionfigureJoe or American Express @Steve753 Edited November 20, 2022 by EvilBird Quote Link to comment Share on other sites More sharing options...
Snake Posted November 20, 2022 Share Posted November 20, 2022 34 minutes ago, Steve753 said: I told you what I do. I could retire earlier, but it's not part of the plan my wife and I have. I'm sure a man of your astute knowledge would understand that. It's either: An age thing A time thing A money thing 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member ViperGTS/Z1 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 (edited) 2 hours ago, Snake said: Go ahead and have at your nickles and dimes. Every purchase you make on a CC is one more nail in the coffin that is banks and corporations filling up their dossier on you. Personally, I am doing everything in my power to lower my exposure to these thieves. "Put the cash to good use elsewhere....." You mean the cash collecting dust in my safe? Taking $15k out had no effect on the rest of the cash sitting there. Again... I get it. Worry about the pennies and the nickles will take care of themselves. Just ain't worth my time and energy. , Personally, I put that cash I would have spent in the stock market and I think I made about a 30% return on that money within a year Of course the market was a little better back then..... But Hey ....you do you Keep that money in the desk drawer 46 minutes ago, EvilBird said: So we can expect you to be on here 14 hours a day instead of 10 sometime next year ? Great Unfortunately that's what happens with most of these retirees.... Shit I was off last week and look how much time I spent on this forum....no thanks... Will be working for a while yet At my own choice Edited November 20, 2022 by ViperGTS/Z1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 1 minute ago, Snake said: It's either: An age thing A time thing A money thing Yes. Quote Link to comment Share on other sites More sharing options...
Guest Posted November 20, 2022 Share Posted November 20, 2022 37 minutes ago, DriftBusta said: Like HSR, you like to cast judgement and count other peoples money, but won't say boo about what it is you really do for a living, because its only a 1 way street for some of you guys. I told you I retired at 50. PRIOR to being retired I was a Power Engineer for 32 years. Or is Carnac the Magnificent going to say no I wasn't. Quote Link to comment Share on other sites More sharing options...
DriftBusta Posted November 20, 2022 Share Posted November 20, 2022 31 minutes ago, Steve753 said: I told you what I do. I could retire earlier, but it's not part of the plan my wife and I have. I'm sure a man of your astute knowledge would understand that. An industrialist? ohhhhhok. Astute would be understanding that my wife and I also have our own plan. Which is no ones business but ours. Quote Link to comment Share on other sites More sharing options...
Snake Posted November 20, 2022 Share Posted November 20, 2022 3 minutes ago, Steve753 said: Yes. So exactly like everyone else. Ain't you special! Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 (edited) 1 minute ago, Snake said: So exactly like everyone else. Ain't you special! I'm not the one puffing my chest out like a peacock saying I'm retired all the time. Edited November 20, 2022 by Steve753 Quote Link to comment Share on other sites More sharing options...
Gold Member EvilBird Posted November 20, 2022 Gold Member Share Posted November 20, 2022 3 minutes ago, ViperGTS/Z1 said: Unfortunately that's what happens with most of these retirees.... Shit I was off last week and look how much time I spent on this forum....no thanks... Will be working for a while yet Add my own choice Thankfully I dont have to work much nowadays either to live a good life. Thats why I can fuck around here so much. I still find plenty to do around the house and hobbies, guess being only 37 helps . Sitting on the couch all day on a forum gets old fast. But being older I guess would change that. Quote Link to comment Share on other sites More sharing options...
Guest Posted November 20, 2022 Share Posted November 20, 2022 On 11/11/2022 at 11:55 PM, DriftBusta said: . And you? Retired at 50?! Lets hear it. Tell the class how your retirement income is generated relative to the average wage, and we can put this matter to rest post haste. 6 minutes ago, DriftBusta said: An industrialist? ohhhhhok. Astute would be understanding that my wife and I also have our own plan. Which is no ones business but ours. Same Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Steve753 Posted November 20, 2022 Platinum Contributing Member Share Posted November 20, 2022 1 minute ago, EvilBird said: Thankfully I dont have to work much nowadays either to live a good life. Thats why I can fuck around here so much. I still find plenty to do around the house and hobbies, guess being only 37 helps . Sitting on the couch all day on a forum gets old fast. But being older I guess would change that. So your wife's the bread winner. Nice. Quote Link to comment Share on other sites More sharing options...
Guest Posted November 20, 2022 Share Posted November 20, 2022 3 minutes ago, Steve753 said: I'm not the puffing my chest out like a peacock saying I'm retired all the time. Woolie Snake retires early= GOOD HSR retires early=BAD Quote Link to comment Share on other sites More sharing options...
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