Platinum Contributing Member Highmark Posted July 23, 2020 Platinum Contributing Member Share Posted July 23, 2020 (edited) 6 minutes ago, Angry ginger said: it's the only way the system will work in the long run. 70% of a persons lifetime HC costs comes in the last few years of their life. My MIL was the head administrator at a nursing home for over 30 years. She said its incredible whats done and she's quite liberal. Edited July 23, 2020 by Highmark Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 6 minutes ago, Highmark said: 70% of a persons lifetime HC costs comes in the last few years of their life. My MIL was the head administrator at a nursing home for over 30 years. She said its incredible whats done and she's quite liberal. It’s always been this way. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 23, 2020 Author Share Posted July 23, 2020 1 hour ago, Angry ginger said: it's the only way the system will work in the long run. Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted July 24, 2020 Share Posted July 24, 2020 5 hours ago, spin_dry said: It’s always been this way. yes but 50 years ago lifespan was far less. we need better quality of life not just keeping people alive. without quality let them die 1 Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted July 24, 2020 Share Posted July 24, 2020 (edited) 9 hours ago, spin_dry said: Procedures that are in trial are not only evaluated for efficacy, but also cost effectiveness. There’s dozens of procedures that are deemed unworkable because of cost even though they have very promising outcomes. So I partially disagree with your thoughts here. I do agree that the diagnostic costs are totally out of control. MRI costs are ridiculous. $1500-1800 out of pocket for my CT scans, 2x-4x a year.* *Edit: Max OOP of $6500. Edited July 24, 2020 by racinfarmer Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted July 24, 2020 Share Posted July 24, 2020 22 hours ago, spin_dry said: You’ve got shitty insurance. yep I sure do after the aca it went to total shit for 2x the money . Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted July 24, 2020 Share Posted July 24, 2020 5 hours ago, Highmark said: 70% of a persons lifetime HC costs comes in the last few years of their life. My MIL was the head administrator at a nursing home for over 30 years. She said its incredible whats done and she's quite liberal. my mil is just north of 450k for the last 3 yrs . total bullshit Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 24, 2020 Author Share Posted July 24, 2020 6 minutes ago, Ez ryder said: yep I sure do after the aca it went to total shit for 2x the money . Major contributor of increased cost with Obamacare is the no preexisting condition clause. Get rid of that and premiums will drop like a stone. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 24, 2020 Author Share Posted July 24, 2020 10 minutes ago, racinfarmer said: $1500-1800 out of pocket for my CT scans, 2x-4x a year.* *Edit: Max OOP of $6500. A hybrid system of socialized medicine could include government picking up part of the cost of diagnostic testing. Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted July 24, 2020 Share Posted July 24, 2020 Just now, spin_dry said: Major contributor of increased cost with Obamacare is the no preexisting condition clause. Get rid of that and premiums will drop like a stone. well my asshole has been getting stretched ever since . I use to have a small group policy for my family and my few guys and 2 subs who just paid in there share . that had to go away now every man for him self and I just cut a check to my full time guts to help them pay on the exchange. total ass fucking to the small guy Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted July 24, 2020 Share Posted July 24, 2020 1 minute ago, spin_dry said: A hybrid system of socialized medicine could include government picking up part of the cost of diagnostic testing. or go back to when I had 5/8 less cost and a 14k less deductable but my abortions were not covered Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 24, 2020 Author Share Posted July 24, 2020 21 minutes ago, Angry ginger said: yes but 50 years ago lifespan was far less. we need better quality of life not just keeping people alive. without quality let them die My ex mother-in-law is 94. Her healthcare costs have increased in the last few years. Overall she has excellent quality of life. She also plays an important role with the great grand kids. It’s good to have her around. She enriches everyone’s life. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 24, 2020 Author Share Posted July 24, 2020 1 minute ago, Ez ryder said: or go back to when I had 5/8 less cost and a 14k less deductable but my abortions were not covered Abortions lower healthcare costs quite substantially. They are a huge money saver. Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted July 24, 2020 Share Posted July 24, 2020 (edited) 3 minutes ago, spin_dry said: Abortions lower healthcare costs quite substantially. They are a huge money saver. yep I deff. need them coverd in my policy Edited July 24, 2020 by Ez ryder Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted July 24, 2020 Share Posted July 24, 2020 (edited) 30 minutes ago, spin_dry said: A hybrid system of socialized medicine could include government picking up part of the cost of diagnostic testing. With how our government is run day in and day out, a well thought out and run healthcare system is a pipe dream at best. Edited July 24, 2020 by racinfarmer 1 Quote Link to comment Share on other sites More sharing options...
racer254 Posted July 24, 2020 Share Posted July 24, 2020 11 hours ago, spin_dry said: Abortions lower healthcare costs quite substantially. They are a huge money saver. By that logic, the death penalty for criminals should do the same in prisons. Yet I guarantee you are against it. Quote Link to comment Share on other sites More sharing options...
snoughnut Posted July 24, 2020 Share Posted July 24, 2020 11 hours ago, racinfarmer said: $1500-1800 out of pocket for my CT scans, 2x-4x a year.* *Edit: Max OOP of $6500. Those are called CT scams Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 24, 2020 Author Share Posted July 24, 2020 11 hours ago, racinfarmer said: With how our government is run day in and day out, a well thought out and run healthcare system is a pipe dream at best. Well then keep paying what your paying. Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted July 27, 2020 Share Posted July 27, 2020 On 7/24/2020 at 7:07 AM, snoughnut said: Those are called CT scams Not really in my situation, but ok. Quote Link to comment Share on other sites More sharing options...
snoughnut Posted July 27, 2020 Share Posted July 27, 2020 7 hours ago, racinfarmer said: Not really in my situation, but ok. I'm not making light of your situation, I'm just saying that the out of pocket costs for those scans is a ripoff. Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted July 28, 2020 Share Posted July 28, 2020 14 hours ago, snoughnut said: I'm not making light of your situation, I'm just saying that the out of pocket costs for those scans is a ripoff. If you knew how it was billed out. I get pretty much "2" scans, a round of contrast, and 2 or 3 people, plus lab work. I think those all end up being different bills we get too. Quote Link to comment Share on other sites More sharing options...
spin_dry Posted July 28, 2020 Author Share Posted July 28, 2020 9 minutes ago, racinfarmer said: If you knew how it was billed out. I get pretty much "2" scans, a round of contrast, and 2 or 3 people, plus lab work. I think those all end up being different bills we get too. I’d like to know the margins on medical imaging. . Quote Link to comment Share on other sites More sharing options...
racinfarmer Posted July 28, 2020 Share Posted July 28, 2020 37 minutes ago, spin_dry said: I’d like to know the margins on medical imaging. . I'm thinking once the equipment is paid for it is pretty good. I know my x-rays were pretty cheap though. Like under $100 for them. Quote Link to comment Share on other sites More sharing options...
snoughnut Posted July 28, 2020 Share Posted July 28, 2020 1 hour ago, racinfarmer said: If you knew how it was billed out. I get pretty much "2" scans, a round of contrast, and 2 or 3 people, plus lab work. I think those all end up being different bills we get too. I'm very well aware of how it's billed, I had a bout with cancer a couple years ago. After my surgery the nurses kept asking me how my pain was, I said I'll let you know when I get the bills. Quote Link to comment Share on other sites More sharing options...
Gold Member Stephen Hawking Posted July 28, 2020 Gold Member Share Posted July 28, 2020 1 hour ago, spin_dry said: I’d like to know the margins on medical imaging. . My wife recently got a ct scan, ins paid 900 and our end was 300. Think she was in there less than 5 minutes. Quote Link to comment Share on other sites More sharing options...
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