Anler Posted April 1, 2020 Share Posted April 1, 2020 1 minute ago, XCR1250 said: I do run a small business since 1967 but have never been audited..dunno. Well you file your taxes timely, right? Quote Link to comment Share on other sites More sharing options...
XCR1250 Posted April 1, 2020 Share Posted April 1, 2020 2 minutes ago, Anler said: Well you file your taxes timely, right? 4 times a year for sales taxes, and yes on State & Fed. Quote Link to comment Share on other sites More sharing options...
Mileage Psycho Posted April 1, 2020 Share Posted April 1, 2020 15 hours ago, Anler said: We have been talking about that lately. I deal with alot of cash so I pay with cash alot. And some of the stuff I get for change is just gross. I have been using my debit card lately. I always have cash just because, but I use my CC for 2% cash back, and I use the Costco CC for gas because that's 4% cash back, I love CC's for the cashback!! That ain't workin' that's the way you do it Money for nothin' and your chicks for free 14 hours ago, spin_dry said: In this society there’s simple no good reason to pay with cash unless it’s an illegal activity. When I sell a toy or whatever on Craiglist, you bring cash. 1 Quote Link to comment Share on other sites More sharing options...
smokin george Posted April 1, 2020 Share Posted April 1, 2020 We use our Costco Mastercard for almost everything and get a nice amount back every year. For small daily purchases it's debit or cash. Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 Just now, smokin george said: We use our Costco Mastercard for almost everything and get a nice amount back every year. For small daily purchases it's debit or cash. Yep. Quote Link to comment Share on other sites More sharing options...
Anler Posted April 1, 2020 Share Posted April 1, 2020 (edited) 4 minutes ago, Mileage Psycho said: I always have cash just because, but I use my CC for 2% cash back, and I use the Costco CC for gas because that's 4% cash back, I love CC's for the cashback!! That ain't workin' that's the way you do it Money for nothin' and your chicks for free When I sell a toy or whatever on Craiglist, you bring cash. At our last BOD meeting one of the guys told me he pays all of his vendors with the credit card for the miles. Him and the wife travel for free. I was like wuh. Edited April 1, 2020 by Anler Quote Link to comment Share on other sites More sharing options...
Anler Posted April 1, 2020 Share Posted April 1, 2020 6 minutes ago, XCR1250 said: 4 times a year for sales taxes, and yes on State & Fed. As long as that is tight you are fine. Sounds like you are doing good. Quote Link to comment Share on other sites More sharing options...
XCR1250 Posted April 1, 2020 Share Posted April 1, 2020 (edited) 3 minutes ago, smokin george said: We use our Costco Mastercard for almost everything and get a nice amount back every year. For small daily purchases it's debit or cash. We don't have a Cosco anywhere near us and the nearest Sam's club is 110 miles away. Edited April 1, 2020 by XCR1250 Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted April 1, 2020 Share Posted April 1, 2020 10 hours ago, Ez ryder said: yep he never gets paid cash . whole diff perspective when some homeowner hands you like 11k in cash for a job . then a few weeks later some one hands you 5k . always the blue-collar people who go out of there way to get you green payments and almost begging to pay you . the fucking lawyers and bankers want to wait around for weeks then transfer some here and a bit more after a few more calls . then want to charge the rest on a card WTF . I can't think of a time i don't have at least 15k cash and some small gold and silver accessible in just a few min . I think it is crazy not to . your bank can close any day he'll could be this yr about the only time i pay cash is with a contractor. I know the deal and will take advantage. I also buy and sell cars, sleds, bikes in cash. Cash has it's place, everyday spending is not the place for it. I've had the same 3-400 in my pocket since I sold some sled stuff back in December. Finally had to break a hundy a few weeks back for a $3 purchase when the app wouldn't open at Dunks in the drive through I've got a couple contractors coming over this week to bid on a waterline replacement so I'll need to get some cash from the bank soon. Figure the gypsy guy will give me 15% to pay him day of job just like my pavers. Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 3 minutes ago, XCR1250 said: We don't have a Cosco anywhere near us and the nearest Sam's club is 110 miles away. The cards work anywhere on anything you buy regardless the vendor. Quote Link to comment Share on other sites More sharing options...
Mileage Psycho Posted April 1, 2020 Share Posted April 1, 2020 4 minutes ago, Anler said: At our last BOD meeting one of the guys told me he pays all of his vendors with the credit card for the miles. Him and the wife travel for free. I was like wuh. We use a CC for as much as possible, another good card is the GM card Quote Link to comment Share on other sites More sharing options...
Mileage Psycho Posted April 1, 2020 Share Posted April 1, 2020 Just now, Snake said: The cards work anywhere on anything you buy regardless the vendor. Look into a Penfed card Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted April 1, 2020 Share Posted April 1, 2020 6 minutes ago, Mileage Psycho said: I always have cash just because, but I use my CC for 2% cash back, and I use the Costco CC for gas because that's 4% cash back, I love CC's for the cashback!! That ain't workin' that's the way you do it Money for nothin' and your chicks for free When I sell a toy or whatever on Craiglist, you bring cash. Yup, I probably had 30k last year change hands between car, sled and motorcycle deals. You can tell cash is less common these days though as I have to call ahead if i need more than 5k in hundreds because they don't keep all that much on hand in the smaller branches. 5 minutes ago, smokin george said: We use our Costco Mastercard for almost everything and get a nice amount back every year. For small daily purchases it's debit or cash. I use debit for nothing. Sure end of the day I will be protected but if someone fucks my account with a CC it's 1 call, it's far more effort with debit and other items may not clear in the meantime. Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 Many cards actually extend the warrantee on items. Worth looking into it if you buy a TV or whatnot.... Quote Link to comment Share on other sites More sharing options...
smokin george Posted April 1, 2020 Share Posted April 1, 2020 1 minute ago, XCR1250 said: We don't have a Cosco anywhere near us and the nearest Sam's club is 110 miles away. When I was working I'd stop on the way home and pick up whatever we needed. Closest one is about an hour away, nice drive in the country and now it's every 2-3 weeks and we make stops at 3-4 different stores there Quote Link to comment Share on other sites More sharing options...
Anler Posted April 1, 2020 Share Posted April 1, 2020 Just now, Mileage Psycho said: We use a CC for as much as possible, another good card is the GM card The wife does too but I'm talking about on another level. I hadn't thought about it before this guy told me. Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 3 minutes ago, Mileage Psycho said: Look into a Penfed card Half a point better than my Navy Federal..... Quote Link to comment Share on other sites More sharing options...
Anler Posted April 1, 2020 Share Posted April 1, 2020 4 minutes ago, Mileage Psycho said: We use a CC for as much as possible, another good card is the GM card Ive had the gm card for over 20 years. It's worked out pretty good. Quote Link to comment Share on other sites More sharing options...
ckf Posted April 1, 2020 Share Posted April 1, 2020 5 minutes ago, Snake said: Many cards actually extend the warrantee on items. Worth looking into it if you buy a TV or whatnot.... Do they cover sinking a drone? 1 Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 2 minutes ago, Anler said: Ive had the gm card for over 20 years. It's worked out pretty good. Dad used "GM Points" on his last GM purchase. It was a Buick Riviera. 2 Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 1 minute ago, ckf said: Do they cover sinking a drone? 1 Quote Link to comment Share on other sites More sharing options...
Anler Posted April 1, 2020 Share Posted April 1, 2020 3 minutes ago, Snake said: Dad used "GM Points" on his last GM purchase. It was a Buick Riviera. That was a pimpin ride in the day. Quote Link to comment Share on other sites More sharing options...
Snake Posted April 1, 2020 Share Posted April 1, 2020 2 minutes ago, Anler said: That was a pimpin ride in the day. His was medium blue with a white Landau. First car in the world with a touch screen. 2 Quote Link to comment Share on other sites More sharing options...
smokin george Posted April 1, 2020 Share Posted April 1, 2020 The old man bought a 73 Chrysler Chrysler Imperial 2dr hardtop back in the day. What a boat that thing was lol. Quote Link to comment Share on other sites More sharing options...
s pump Posted April 1, 2020 Share Posted April 1, 2020 1 hour ago, Anler said: At our last BOD meeting one of the guys told me he pays all of his vendors with the credit card for the miles. Him and the wife travel for free. I was like wuh. Jet Blue card for the win. Free flights Quote Link to comment Share on other sites More sharing options...
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