Angry ginger Posted February 11, 2021 Share Posted February 11, 2021 18 minutes ago, Zambroski said: I carry a pretty comprehensive umbrella policy that covers just about everything short of felony actions or competition events. I don't insure my sleds. yours does not require a baseline liability? Mine requires the first 200k come from another policy. otherwise i would not bother scheduling trailers and cheap sleds. Quote Link to comment Share on other sites More sharing options...
Zambroski Posted February 11, 2021 Share Posted February 11, 2021 33 minutes ago, Angry ginger said: yours does not require a baseline liability? Mine requires the first 200k come from another policy. otherwise i would not bother scheduling trailers and cheap sleds. Yes, I've got a rider for the first $250k with a $25k deductible. Bought it through my advisor from Lincoln when I first started to make some bank years ago. Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 Liability on sleds Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 21 minutes ago, f7ben said: Liability on sleds We have to have liability here in Canada. Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 6 minutes ago, Dave said: We have to have liability here in Canada. Not here Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 Just now, f7ben said: Not here You should get it the way you ride. Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 1 minute ago, Dave said: You should get it the way you ride. There’s no point...nearly impossible to prove liability on the trail unless you’re hammered drunk and hit someone standing in the side of the trail. Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 5 minutes ago, f7ben said: There’s no point...nearly impossible to prove liability on the trail unless you’re hammered drunk and hit someone standing in the side of the trail. Ok Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted February 11, 2021 Share Posted February 11, 2021 39 minutes ago, f7ben said: Liability on sleds if you have assets and no liability insurance you are a fucking moron. You have a responsibility to your family to protect them from your idiocy. 2 Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted February 11, 2021 Share Posted February 11, 2021 Prob no life insurance either right? Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 Just now, Angry ginger said: if you have assets and no liability insurance you are a fucking moron. You have a responsibility to your family to protect them from your idiocy. Should people walking on a sled trail be insured against being held liable for causing an accident? Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 Just now, Angry ginger said: Prob no life insurance either right? We’ve been down this path 100x you moron Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 Just now, f7ben said: We’ve been down this path 100x you moron And another topic you are wrong about! Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 Just now, Dave said: And another topic you are wrong about! Nobody who doesn’t have a loan on a sled carries liability here....I mean no one. Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 Just now, f7ben said: Nobody who doesn’t have a loan on a sled carries liability here....I mean no one. Wtf does a loan have to do with liability? Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 Just now, Dave said: Wtf does a loan have to do with liability? Because when you have a loan the lien holder requires liability and comp Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 Just now, f7ben said: Because when you have a loan the lien holder requires liability and comp Maybe I'm misunderstanding what you mean about liability....I carry 2 million on all my toys truck and car. Ei: If I hit someone and they sue....thats what I have liability for Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted February 11, 2021 Share Posted February 11, 2021 3 minutes ago, Dave said: Maybe I'm misunderstanding what you mean about liability....I carry 2 million on all my toys truck and car. Ei: If I hit someone and they sue....thats what I have liability for no we are saying the same thing. Bhents just an idiot about the subject. 1 Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 Just now, Angry ginger said: no we are saying the same thing. Bhents just an idiot about the subject. Ok Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 Nobody carries liability insurance on sleds in MN. I would guess out of the 130 sleds on last weekends ride less than 10% of the owners had specific snowmobile liability insurance Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 (edited) 3 minutes ago, f7ben said: Nobody carries liability insurance on sleds in MN. I would guess out of the 130 sleds on last weekends ride less than 10% of the owners had specific snowmobile liability insurance You asked 130 people? Why would you guess that? Edited February 11, 2021 by Dave Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 1 minute ago, Dave said: You asked 130 people? Why would you guess that? Because nobody I know carries snowmobile specific liability policies on sleds they own....it’s not a common thing here. Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 Just now, f7ben said: Because nobody I know carries snowmobile specific liability policies on sleds they own....it’s not a common thing here. Well if you don't care about your family and everything you have....all the power to you. Quote Link to comment Share on other sites More sharing options...
f7ben Posted February 11, 2021 Share Posted February 11, 2021 1 minute ago, Dave said: Well if you don't care about your family and everything you have....all the power to you. Derp Quote Link to comment Share on other sites More sharing options...
Dave Posted February 11, 2021 Share Posted February 11, 2021 1 minute ago, f7ben said: Derp If you hit me on a trail riding the way you say you do I'd sue your ass off...especially if I was injured. Quote Link to comment Share on other sites More sharing options...
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