2strokemerc Posted February 23, 2018 Share Posted February 23, 2018 11 hours ago, ArcticCrusher said: Do they cover flood? In most cases no. If you live near a river or on a flood plain they won't insure you, or the cost of insurance will be more than most want to pay. Insurance companies don't want risk. So I doubt they are taking a hit with all this flooding. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted February 23, 2018 Share Posted February 23, 2018 19 minutes ago, 2strokemerc said: In most cases no. If you live near a river or on a flood plain they won't insure you, or the cost of insurance will be more than most want to pay. Insurance companies don't want risk. So I doubt they are taking a hit with all this flooding. Didn't think so. Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Blackstar Posted February 23, 2018 Platinum Contributing Member Share Posted February 23, 2018 1 hour ago, 2strokemerc said: In most cases no. If you live near a river or on a flood plain they won't insure you, or the cost of insurance will be more than most want to pay. Insurance companies don't want risk. So I doubt they are taking a hit with all this flooding. They talked insurance and flooding on the CTV News the other night. Flood insurance is available to most home owners but it is not included in most policies. Overland flood insurance is an add on and often there is $ limits to the coverage. Most insurance companies don't bring it up unless you do. They interviewed a home owner who lived in the flood plain near New Hamburg and he had added several sump wells and pumps to his basement along with back up power to insure water would be removed. He said it allowed him to get flood insurance at a reasonable price. Quote Link to comment Share on other sites More sharing options...
Sksman Posted February 23, 2018 Share Posted February 23, 2018 49 minutes ago, Blackstar said: They talked insurance and flooding on the CTV News the other night. Flood insurance is available to most home owners but it is not included in most policies. Overland flood insurance is an add on and often there is $ limits to the coverage. Most insurance companies don't bring it up unless you do. They interviewed a home owner who lived in the flood plain near New Hamburg and he had added several sump wells and pumps to his basement along with back up power to insure water would be removed. He said it allowed him to get flood insurance at a reasonable price. Impossible. I read on FS that you cannot get flood insurance. Quote Link to comment Share on other sites More sharing options...
2strokemerc Posted February 23, 2018 Share Posted February 23, 2018 1 hour ago, Blackstar said: They talked insurance and flooding on the CTV News the other night. Flood insurance is available to most home owners but it is not included in most policies. Overland flood insurance is an add on and often there is $ limits to the coverage. Most insurance companies don't bring it up unless you do. They interviewed a home owner who lived in the flood plain near New Hamburg and he had added several sump wells and pumps to his basement along with back up power to insure water would be removed. He said it allowed him to get flood insurance at a reasonable price. So after doing all that work and pretty much reducing the risk to zero the insurance company is willing to insure against any damage he might have do to flooding. Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Blackstar Posted February 23, 2018 Platinum Contributing Member Share Posted February 23, 2018 1 minute ago, 2strokemerc said: So after doing all that work and pretty much reducing the risk to zero the insurance company is willing to insure against any damage he might have do to flooding. Some what. He had been flooded out several times over the years. He said he did this work to lessen his premiums and hassle so I take it he was paying a large $ to the insurance company due to his past history. Quote Link to comment Share on other sites More sharing options...
yarddawg Posted February 24, 2018 Author Share Posted February 24, 2018 Why not go after Think and his employer????? Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted February 24, 2018 Share Posted February 24, 2018 Lol. Quote Link to comment Share on other sites More sharing options...
yarddawg Posted April 6, 2018 Author Share Posted April 6, 2018 Looking at the long range forecast, it would appear that the spring rains and melt down may start next week? If I was the goof, I would be sending a couple of lads out to crank in a few boards in the chute, unless my ex still lives a little bit down stream? Quote Link to comment Share on other sites More sharing options...
04nightfire Posted April 6, 2018 Share Posted April 6, 2018 Will be interesting to see how the water levels go. Sitting way low right now for this time of year compared to others Quote Link to comment Share on other sites More sharing options...
Frostynuts Posted April 6, 2018 Share Posted April 6, 2018 5 minutes ago, 04nightfire said: Will be interesting to see how the water levels go. Sitting way low right now for this time of year compared to others Kinda nice to see there won,t be another fuck-up by the dumb decision makers that messed up so bad last year. 1 Quote Link to comment Share on other sites More sharing options...
02sled Posted April 6, 2018 Share Posted April 6, 2018 I wonder what they should have done for the people on the east side of Simcoe... it's part of the Trent. Boat houses, docks and boats destroyed by ice particularly around Brechin. Nature and weather are really unpredictable on long range. Quote Link to comment Share on other sites More sharing options...
bladefever Posted April 6, 2018 Share Posted April 6, 2018 That was a very intense wind the other day. No way to compensate for that. The joys of living close to a big lake. Quote Link to comment Share on other sites More sharing options...
yarddawg Posted April 8, 2018 Author Share Posted April 8, 2018 On 06/04/2018 at 10:51 AM, 02sled said: I wonder what they should have done for the people on the east side of Simcoe... it's part of the Trent. Boat houses, docks and boats destroyed by ice particularly around Brechin. Nature and weather are really unpredictable on long range. I predict the snow/ice will start to melt when temperatures go above zero. I predict we will get more rain in April than we will in February or August. I predict it will not snow in July in Ontario,,,,,,,,,anything else you want to know??? 1 Quote Link to comment Share on other sites More sharing options...
rjd75 Posted April 9, 2018 Share Posted April 9, 2018 These ice pile ups are nothing new, happens every year somewhere on the lake. Every year it's on the news like some new phenomenon, with someone saying they have never seen this or have not seen it in decades. I have many pictures like that from around the Oro area over the last 20 years. Part of being on a big lake, the ice has to go somewhere. 1 Quote Link to comment Share on other sites More sharing options...
02sled Posted April 9, 2018 Share Posted April 9, 2018 27 minutes ago, rjd75 said: These ice pile ups are nothing new, happens every year somewhere on the lake. Every year it's on the news like some new phenomenon, with someone saying they have never seen this or have not seen it in decades. I have many pictures like that from around the Oro area over the last 20 years. Part of being on a big lake, the ice has to go somewhere. Like being on the Trent system.... water levels are part of being there. I recall a number of years ago when they lowered the water levels in the fall like they usually do each year but lowered it a bit more than usual based on forecasts of heavy rains for the coming weeks they got lots of complaints from cottagers. It's a no win situation, where you look at the data you have and do the best you can given that data at that point in time. Either it's too high or too low depending on who you listen to. Quote Link to comment Share on other sites More sharing options...
yarddawg Posted April 9, 2018 Author Share Posted April 9, 2018 2 hours ago, 02sled said: Like being on the Trent system.... water levels are part of being there. I recall a number of years ago when they lowered the water levels in the fall like they usually do each year but lowered it a bit more than usual based on forecasts of heavy rains for the coming weeks they got lots of complaints from cottagers. It's a no win situation, where you look at the data you have and do the best you can given that data at that point in time. Either it's too high or too low depending on who you listen to. The upper lakes are full to the brim annually1st week in February according to Think, I don'tThink anybody is looking at anything?????? Quote Link to comment Share on other sites More sharing options...
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