I find it crazy that people can obtain credit cards so easily. When i was in my late teens early 20's I couldnt get a credit card or a loan or anything. I drove some of the shittiest cars to ever roam the streets because I had to pay cash. I lived on $25 a week for groceries. I lived in some real dumps.
But I also saw several of my friends with credit cards and loans get in over their heads and file bankruptcy. I have to assume this is why I have the attitude I do now about debt and how to pay for things, whether its good or bad. However I currently have zero debt.