AKIQPilot Posted March 12, 2020 Share Posted March 12, 2020 Just now, f7ben said: You are so fucking stupid it makes my head hurt. You’re a god damned retard. I manage my 401k which is significantly more valuable than my pension you stupid faggot ass cunt. ive been working here for 14 months you brain dead fuck and I am still maxing our my 401k at this company as well i never in my life thought there were people as fucking retarded as you Is your DB part of your retirement dollars? Are you managing those dollars? Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 (edited) 1 minute ago, AKIQPilot said: Is your DB part of your retirement dollars? Are you managing those dollars? My DB will be probably 15% of my retirement if I stay here another 15 years. Currently the value of my pension would be maybe 2% of my total retirement savings Dont tell me your fucking dumb enough to latch in to that brain dead fucking cunt on this one Edited March 12, 2020 by f7ben Quote Link to comment Share on other sites More sharing options...
spin_dry Posted March 12, 2020 Share Posted March 12, 2020 19 minutes ago, ArcticCrusher said: You are just an insignificant hack. Sorry about your bad luck. Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 12, 2020 Share Posted March 12, 2020 18 minutes ago, f7ben said: I’m very lucky to be working towards a very generous dB pension 5 minutes ago, f7ben said: My DB will be probably 15% of my retirement if I stay here another 15 years. Currently the value of my pension would be maybe 2% of my total retirement savings Dont tell me your fucking dumb enough to latch in to that brain dead fucking cunt on this one So which is it? Are you working toward a “very generous” BD or is your DB only 15% of your planed monthly retirement income of $6000? There is a big difference between very generous and $1500 per month. Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 Just now, AKIQPilot said: So which is it? Are you working toward a “very generous” BD or is your DB only 15% of your planed monthly retirement income of $6000? There is a big difference between very generous and $1500 per month. At age 65 counting SS my DB pension would be between 15-20% Its very generous because of the short vesting period and the currently high yearly multiplier. $110 per month for every 2080 hrs of service fully vested at 5 years of service and increasing linearly for every hour per year over 2080 Why are you even asking this? That dumb cocksucker implied someone else was managing my money when currently my pension is worth 1-2% of my retirement savings and I manage my 401ks Quote Link to comment Share on other sites More sharing options...
racer254 Posted March 12, 2020 Share Posted March 12, 2020 19 minutes ago, f7ben said: You are so fucking stupid it makes my head hurt. You’re a god damned retard. I manage my 401k which is significantly more valuable than my pension you stupid faggot ass cunt. ive been working here for 14 months you brain dead fuck and I am still maxing our my 401k at this company as well i never in my life thought there were people as fucking retarded as you It's easy to catch the lies, but people call you out on them and you get defensive. 2 options, lie better, or stop lying. Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 12, 2020 Share Posted March 12, 2020 2 minutes ago, f7ben said: At age 65 counting SS my DB pension would be between 15-20% Its very generous because of the short vesting period and the currently high yearly multiplier. $110 per month for every 2080 hrs of service fully vested at 5 years of service and increasing linearly for every hour per year over 2080 Why are you even asking this? That dumb cocksucker implied someone else was managing my money when currently my pension is worth 1-2% of my retirement savings and I manage my 401ks So including social security your pension your DB is 15-20% of your planned retirement income? Well that surely is not a very generous DB pension from working. Not very generous at all. So tell us again Ben. When you retire in 15 years, much are you planning to have as a monthly income? I don't want to hear how cheap it is to live in Northern MN. I want you to tell us what your monthly retirement income will be when you retire at 55. Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 1 minute ago, racer254 said: It's easy to catch the lies, but people call you out on them and you get defensive. 2 options, lie better, or stop lying. Kill yourself you brain dead fucking cunt. I manage my 401ks and that is 98% of my retirement savings currently Get that through your thick retarded faggot ass cum dumpster skull you stupid fucking queer Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 1 minute ago, AKIQPilot said: So including social security your pension your DB is 15-20% of your planned retirement income? Well that surely is not a very generous DB pension from working. Not very generous at all. So tell us again Ben. When you retire in 15 years, much are you planning to have as a monthly income? I don't want to hear how cheap it is to live in Northern MN. I want you to tell us what your monthly retirement income will be when you retire at 55. Well that would depend on my 401k now wouldn’t it. At 1 million which is my goal I’d take 6k per month from 401 , 2100$ or so from pension and 3k from SS plus my wife’s SS Now go fuck yourself Im 39 and have been working towards this pension for 14 months I manage my money and that dumbass fucking retarded cunt racer is brain dead Quote Link to comment Share on other sites More sharing options...
Redheaded Stepchild Posted March 12, 2020 Share Posted March 12, 2020 1 minute ago, f7ben said: Well that would depend on my 401k now wouldn’t it. At 1 million which is my goal I’d take 6k per month from 401 , 2100$ or so from pension and 3k from SS plus my wife’s SS Now go fuck yourself Im 39 and have been working towards this pension for 14 months I manage my money and that dumbass fucking retarded cunt racer is brain dead So basically you havent got a clue. Quote Link to comment Share on other sites More sharing options...
racer254 Posted March 12, 2020 Share Posted March 12, 2020 1 minute ago, Redheaded Stepchild said: So basically you havent got a clue. I am pretty sure he believes his own lies. Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 1 minute ago, Redheaded Stepchild said: So basically you havent got a clue. As much of a clue as anyone at 39 has Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 Just now, racer254 said: I am pretty sure he believes his own lies. You just as dumb as fuck. Quote Link to comment Share on other sites More sharing options...
Dieselgeek Posted March 12, 2020 Share Posted March 12, 2020 3 minutes ago, f7ben said: Well that would depend on my 401k now wouldn’t it. At 1 million which is my goal I’d take 6k per month from 401 , 2100$ or so from pension and 3k from SS plus my wife’s SS Now go fuck yourself Im 39 and have been working towards this pension for 14 months I manage my money and that dumbass fucking retarded cunt racer is brain dead How do you pull SS at 55? Quote Link to comment Share on other sites More sharing options...
Redheaded Stepchild Posted March 12, 2020 Share Posted March 12, 2020 Just now, racer254 said: I am pretty sure he believes his own lies. He's not lying. He just doesn't know what he's doing. Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 4 minutes ago, Dieselgeek said: How do you pull SS at 55? At 65 Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 5 minutes ago, Redheaded Stepchild said: He's not lying. He just doesn't know what he's doing. You know what I’m doing you stupid fuck? Im maxing out my retirement savings and working in a pension and paying off my home now fucking kill yourself you stupid cunt Quote Link to comment Share on other sites More sharing options...
Redheaded Stepchild Posted March 12, 2020 Share Posted March 12, 2020 3 minutes ago, f7ben said: You know what I’m doing you stupid fuck? Im maxing out my retirement savings and working in a pension and paying off my home now fucking kill yourself you stupid cunt And tomorrow's another day. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted March 12, 2020 Share Posted March 12, 2020 17 minutes ago, f7ben said: Well that would depend on my 401k now wouldn’t it. At 1 million which is my goal I’d take 6k per month from 401 , 2100$ or so from pension and 3k from SS plus my wife’s SS Now go fuck yourself Im 39 and have been working towards this pension for 14 months I manage my money and that dumbass fucking retarded cunt racer is brain dead 15 minutes ago, Redheaded Stepchild said: So basically you havent got a clue. Not one bit. Hey his 401K is a bridge to get him to 65. Quote Link to comment Share on other sites More sharing options...
Redheaded Stepchild Posted March 12, 2020 Share Posted March 12, 2020 Just now, ArcticCrusher said: Not one bit. Hey his 401K is a bridge to get him to 65. His 401k is like a game of dodgeball. Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 1 minute ago, ArcticCrusher said: Not one bit. Hey his 401K is a bridge to get him to 65. My home and 401 partially yes Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted March 12, 2020 Share Posted March 12, 2020 Just now, f7ben said: My home and 401 partially yes Where do you plan on living? Quote Link to comment Share on other sites More sharing options...
AKIQPilot Posted March 12, 2020 Share Posted March 12, 2020 15 minutes ago, f7ben said: Well that would depend on my 401k now wouldn’t it. At 1 million which is my goal I’d take 6k per month from 401 , 2100$ or so from pension and 3k from SS plus my wife’s SS Now go fuck yourself Im 39 and have been working towards this pension for 14 months I manage my money and that dumbass fucking retarded cunt racer is brain dead Well using basic Cola increases and expected earnings in retirement your $1million will last 17 years if you pull $6000/month out. You will have to try to live on $6000/month for a decade before you become eligible for SS and Pension. Then at 65 you will have to reduce your draw from your 401k to 3000/month or it will be empty by the time you are 70. Keep in mind $6000/month is before taxes and before you pay health insurance. $4200/month after taxes and health insurance is not much to live on. Not much at all. Quote Link to comment Share on other sites More sharing options...
f7ben Posted March 12, 2020 Author Share Posted March 12, 2020 Just now, ArcticCrusher said: Where do you plan on living? The family lake home Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted March 12, 2020 Share Posted March 12, 2020 1 minute ago, Redheaded Stepchild said: His 401k is like a game of dodgeball. Where heads shots are OK. 1 Quote Link to comment Share on other sites More sharing options...
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