DriftBusta Posted October 26, 2023 Share Posted October 26, 2023 1 hour ago, spin_dry said: People over think retirement investments. Public pension, vanguard, and SS along with a nice cash nest egg that I haven’t had to touch. I’m golden. I want for nothing. It’s about making the proper decisions. Thats great, it works for you. Multiple and stable income streams rock. Another SS increase first of the year wont hurt. The thing is, most people don't get a benefit package like you had. As far as Vanguard, we do them too, but manage the weighting which can make a big difference over time. 2 hours ago, Crnr2Crnr said: what if someone had squandered, scrimped and saved for years and years and just recently handed the money over for someone to put into the markets for them? *disclaimer* Time horizon, risk tolerance, things like Tbills-notes and bonds, CDs and annuity rates are the best they've been in 15 years for guaranteed income. If they're someone who just had in a bank earning .01-1% all those years, that generally means they're set in their ways, cautious to a fault so I tread more carefully Quote Link to comment Share on other sites More sharing options...
Crnr2Crnr Posted October 27, 2023 Author Share Posted October 27, 2023 ‘You’re going to live on beans and rice’: A 73-year-old Arizona woman told Dave Ramsey she has student loans and no savings — https://finance.yahoo.com/news/going-live-beans-rice-73-103000108.html Quote Link to comment Share on other sites More sharing options...
Snake Posted October 27, 2023 Share Posted October 27, 2023 Still manage to bank 30% of monthly income... Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 27, 2023 Share Posted October 27, 2023 (edited) S&P dropped below 200 ma and 10% from its high. Officially in crash territory now. Bidenomics. Edited October 27, 2023 by ArcticCrusher Quote Link to comment Share on other sites More sharing options...
Snake Posted October 27, 2023 Share Posted October 27, 2023 9 minutes ago, ArcticCrusher said: S&P dropped below 200 ma and 10% from its high. Officially in crash territory now. Bidenomics. Correction territory. Try to be more accurate in your schtict..... Quote Link to comment Share on other sites More sharing options...
spin_dry Posted October 28, 2023 Share Posted October 28, 2023 On 10/26/2023 at 4:39 PM, DriftBusta said: Thats great, it works for you. Multiple and stable income streams rock. Another SS increase first of the year wont hurt. The thing is, most people don't get a benefit package like you had. As far as Vanguard, we do them too, but manage the weighting which can make a big difference over time. Us greedy public pension people simply plan better earlier in life. Quote Link to comment Share on other sites More sharing options...
Crnr2Crnr Posted October 28, 2023 Author Share Posted October 28, 2023 16 hours ago, ArcticCrusher said: S&P dropped below 200 ma and 10% from its high. Officially in crash territory now. Bidenomics. stfu moron 16 hours ago, Snake said: Correction territory. Try to be more accurate in your schtict..... thank you Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 28, 2023 Share Posted October 28, 2023 8 minutes ago, Crnr2Crnr said: stfu moron thank you Will it fall another 10 or 20% is the question. Amateur. Quote Link to comment Share on other sites More sharing options...
Crnr2Crnr Posted October 28, 2023 Author Share Posted October 28, 2023 4 minutes ago, ArcticCrusher said: Will it fall another 10 or 20% is the question. Amateur. don't care only been in the markets since highschool... so Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 28, 2023 Share Posted October 28, 2023 7 minutes ago, Crnr2Crnr said: don't care only been in the markets since highschool... so You go girl. Buy gold. Quote Link to comment Share on other sites More sharing options...
Crnr2Crnr Posted October 28, 2023 Author Share Posted October 28, 2023 2 minutes ago, ArcticCrusher said: You go girl. Buy gold. do you know how to make $ when the market goes down, or just up? Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted October 28, 2023 Share Posted October 28, 2023 3 minutes ago, Crnr2Crnr said: do you know how to make $ when the market goes down, or just up? Half my investments aren't exposed to the markets. Most of the others got pulled out. First time in 40 years. Quote Link to comment Share on other sites More sharing options...
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