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Zambroski

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Everything posted by Zambroski

  1. This plan is actually more sound and makes better financial sense than the one he posted. It's unethical as hell...but, well....ehhhh.....ethical shmethical.
  2. Well, the propaganda pic may be a bit vague on the exact timeline, but that's what I see too. And if it fails...well, ITSA COMIN! I can just hear the Dems on their new blame soapbox for failing miserably again; ".......but Antifa!"
  3. The ONLY thing that would be saving the lives and well being of these idiots that put their hands on me would be my wife being there. Otherwise, I'd ensure this would make national headlines as I tested the resolve of these people.
  4. This picture is fucking hilarious. It speaks volumes about our society and the mindset of liberals. Quite the metaphor. What a bunch of worthless twats!
  5. There are a couple of options. You're gonna wanna meet with your bank/mortgage broker or find another one or two to talk to for interest rate and fee options to decide what works best for you. I don't know what your income is (qualification level) so that makes a difference as far as what you can do. So, if it were me, and my plan was to rent it out like you said, I'd look at buying the house from her (or do a joint re-finance) with a low interest rate. If you can get a 100% finance or better, and get that house to appraise high, everything over the 14k you have in it goes into your pocket at closing at a low interest rate (less closing costs). Take that coin, and buy the other home or maybe put a huge chunk down on it. If you use the same mortgage company, you can roll closings costs together and save some money or eliminate about half of closing costs on the two transactions OR, stick that in an investment account and use it as a "paper collateral" type piece to secure the loan for the other house...net will be close to zero interest paid for both mortgages depending on your investments (should be 6-8% gain annual). Again, it all depends on your qualifying income, but if you can swing it, I'd mortgage out everything and use your capital for investments (the latter of the ideas above). I don't know what your age is..or financial "expertise" but a mortgage expense is nothing now...and tax deductible interest to boot. Your capital should be working for you if you can make it happen. Again, see a couple of EXPERIENCED mortgage/finance people to see what they can do for you. It may be time to come up with a good long term financial plan also since this may be your first big money maneuver. $80k is a nice chunk to slingshot into some solid future growth. When I say "long term" I don't mean like retiring at 65 shit either....I mean like a 10-20 year plan. I built, bought, sold rented, and mortgaged and re-mortgaged real estate for 15 years while I worked hard toward my goal of "retirement" at 40. I'm completely debt free now and I struggle with the idea of not having a mortgage more than I thought. Borrowing money is cheap right now and money can make money if you are disciplined enough to make it do so. HOWEVER.....after that last banking fuckery we all got (I got hosed!)...it's nice to say FUCK YOU to all banks and lenders and essentially drop off the credit files. It's a pretty cool and freeing feeling that is hard to describe. SO...pick your path and run with it. Quick edit/note: Check the local laws/tax statutes on "rental property", some municipalities (state/local) make you pay a fee or you have to actually change the tax code on the property to actually have it as "investment property". This DOES NOT work in your favor to do so if you do not have to. So, be careful who you are talking to at your local tax extortion office. Even just "inquiring" about it can send inspectors and tax collectors scurrying around your property for years to ensure you are in, and stay in "compliance" (paying them as much as they deem fit). Check with your homeowners insurance carrier also...they have great information and and are willing to give you some ideas/advice for free with no risk of "giving up your plan/goods" to your state/fed tax collectors. You will run into some "homestead exemption" issues if you buy another home and try to claim it....but who gives a shit about that little "discount", it's not worth it to cough up your financial plan to the local tax collector. Rent your new home out to yourself! STAY LEGAL BUT BE SMART....unless you like a good fleecing. And local, state and federal tax agencies have really sharp shears for doing just that. Just ask...they'll make time for you!
  6. I don't really know all that is going on in here....just glad to see XLT back doing his angry, wordy ownage smackeroonathons. Other than that...
  7. You're a deplorable! ....and still a racist!
  8. eBay. Search 3M reflective tape. I think it comes in 3" x 12" strips. I can't remember but I think 6 pieces (more than enough) was like $15
  9. Trump chimes in, conversation goes "reach around", then creepy, then gross, then creepy gross, then inquisitive, then hostile. Sounds about right. MAGA Bitches!
  10. I did my XRS with it too. It's great stuff. I pulled my old reflectors, traced the pattern then cut, peel and stick. Done. The lines are as "crisp" as the sharpness of your blade.
  11. I cannot stand that whiney, self righteous, LBGT pumping victim and leader of the idiots and downtrodden. Her programs speak to the viewers like kindergarteners....and from a mental standpoint, well....they are. But here's the thing: her and her network, MSNBC. along with the rest of that tabloid crap and self perjuring lying "talent" along with CNN (FNN) and the other mouth pieces for the Dem party, really have little power anymore. Their powers of persuasion aren't affecting (infecting) any more people than they have been. "Deplorables" (Trump backers) and R's sure as fuck aren't going to listen to that crap...or at least I hope not. So, yes, I do believe Obamas shity and corrupt administration left land mines in as many places as they can find them to fit a future planned narrative and agenda. But they should be seen as such...and probably will be. Hopefully fully exposing everything that lying party has done over the last eight. Honestly, if we get to a point where we are listening to the nation's weakest and pathetic citizens and their equally inept leadership ever again in foreign affairs, well........ I'm at a loss for thought and words right now.
  12. It's about as thick as duct tape. Works well and legal too. Really looks good on all black sleds.
  13. Nice ride dude! I love that stealth black. It reminds of an old girlfriend. Wait, does that sled have a penis too?
  14. Oh...1414 likes now! Hey, why don't they burn their own property? Same statement....right? "There is no ethical consumption under capitalism."
  15. T-shirts and coffee mugs for everyone!
  16. It didn't look like they made it through. Not enough hitch in their giddy-up, and way too much hesitation. Meh....I'm sure they've all got it worked out by now. And certainly will have the technique squared away at the onset of the first anarchy. Love you Moto!
  17. Thanks. Just painted the nose to try and tone down the green a bit. Took off all the orange/red reflectors and replaced with 3M black reflector tape, then peeled off some some of the graphics. Still looks stock but a tad different (better IMO). That spay Plasti-dip stuff is cool. Comes in a ton of colors and goes on like a rubbery plastic. And if you don't like it or want to change it, it peels right off with no damage. Guy on HCS turned me into it. He does all kinds of cool shit to his sled with it. Kind of a cool and cheap way to update things...and completely reversible.
  18. That'd be cool fo sho! Nice pics!
  19. "Bitches". That is about 3 levels up from those little pussies. I've got a faggot nephew like that....one bad ass X-box gamer.
  20. That'll teach the insurance company! Now, go set your own trash can on fire.
  21. I was a little surprised to see her there. Just a little. I was VERY surprised to see Pres, Carter and wife. Good for them. He was a flop as president but I think he was a decent man that made up for a lot after he left office. Unquestioned patriotism.
  22. Holy fuck! "Split and shove".
  23. I don't know what your mental block is but I'm having sex with her tonight and she won't be anywhere in the area. I'm having sex with you tonight too. Rough sex.