Let the name of Moses HSR be stricken from every book and tablet, stricken from all pylons and obelisks, stricken from every monument of Egypt FS. Let the name of Moses HSR be unheard and unspoken, erased from the memory of men for all time.
The difference between the Russians and Dems is that the Russians know the government and media is feeding propaganda to them. The Dems and fake conservatives are lost in the Matrix.
You can have no balance but keep your spending consistently near the card limit and your credit will be impacted negatively.
There are more factors as well but I don't really care.
Never have a balance on the card but spending swings a fair bit and I see fluctuations on the credit score when I bother to look.
For Canadians who want to know you can use Borrowell for free to check.