Killer

Munichre is a reinsurance company, They are entirely B2B. Why comment on things you have no clue about? Swiss re, another large reinsutlrance carrier would concur with munichre. The losses they are seeing in their block are attributed to many factors, cost of goods and litigation for sure, but one of happens to be the increase in cat events and their size, due to climate change. Unlike you they listen to scientists instead of listening to the wind blow through their ears... To answer the OP, one of the least talked about consequences of climate change and global warming is the net migration from area's most affected. The middle East, desert areas of Eurasia and Africa, and coastal areas will be hardest hit, and in fact many of these areas are already experiencing the negative effects of MMGW. It's already happening with the UN suggesting very 20mil people have already been displaced mostly due to climate change. http://www.unhcr.org/uk/news/latest/2016/11/581f52dc4/frequently-asked-questions-climate-change-disaster-displacement.html

I honestly believe that was a big reason for the culture change on the old site. The same group (and shrinking) going around and around with minimal new blood or new perspectives. I know it's more work for admin to monitor but for the long term health of the site do not make it private. thanks for doing this BTW