ActionfigureJoe Posted October 1, 2021 Share Posted October 1, 2021 22 minutes ago, Angry ginger said: most would be better served with a HD plan and a legal requirement to have a set of published costs that are the same for payers and insured. my sons 2 50-60k knee surgeries were under 20k with the insurance discount. Insurance should be there just to cover major things like that and cancer and heart attacks etc not basic body maint if the real cost was what one uninusred paid. My hip replacement was $45k and change. With discounts it came to $24k. My out of pocket was $1900. I’m paying over $900/mo for a single policy. It’s brutal, but in this case it paid for itself. Quote Link to comment Share on other sites More sharing options...
MILFMAN Posted October 1, 2021 Share Posted October 1, 2021 Maybe American life is a ripoff, but I have a great life and wouldn't want to take my chances elsewhere. 3 Quote Link to comment Share on other sites More sharing options...
Gold Member EvilBird Posted October 1, 2021 Gold Member Share Posted October 1, 2021 5 minutes ago, MILFMAN said: Maybe American life is a ripoff, but I have a great life and wouldn't want to take my chances elsewhere. True story 👍 Quote Link to comment Share on other sites More sharing options...
Gold Member 800renegaderider Posted October 1, 2021 Gold Member Share Posted October 1, 2021 29 minutes ago, Angry ginger said: most would be better served with a HD plan and a legal requirement to have a set of published costs that are the same for payers and insured. my sons 2 50-60k knee surgeries were under 20k with the insurance discount. Insurance should be there just to cover major things like that and cancer and heart attacks etc not basic body maint if the real cost was what one uninusred paid. My wife did all the Obamacare crap I just went over the pricing and policies but I thought she said we didn’t qualify for a catastrophic plan we were to old or something. The cheapest plan we could have got was 1400 month which I don’t consider cheap and the good ones were 3200-3400. We had insurance for our first kid and none for the second our out of pocket paid really wasn’t that much of a difference not enough to justify paying 20k+ yr for decent health insurance. 1 Quote Link to comment Share on other sites More sharing options...
Phenom Posted October 1, 2021 Share Posted October 1, 2021 The first 47 years I was invincible, then heart disease cost me my job and career, a stent, open heart surgery, two lower back surgeries, bilateral carpal tunnel and eight finger release surgery, and now onset of lung issues ( early COPD)…and pre diabetic. Getting old sucks, but the alternative is worse. Quote Link to comment Share on other sites More sharing options...
ActionfigureJoe Posted October 1, 2021 Share Posted October 1, 2021 (edited) 17 hours ago, Ez ryder said: That is why my bud who builds poll sheds is bringing home over 200k a yr . It is true most just have 2 much shit me included . I just look at the shit/toys I have stored and have not even seen in over a yr . Down in the basement I have one shelving unit that stands 5 feet by 2 feet. It has five shelves. All my shit fits on it. Other than an old and worn out water heater in the corner that needs to go to the dump, the shelving unit is all that’s down there. The garage holds all my tools and saws and that’s it. Next summer I’ll be full timing in an rv. I have to decide if I want to store everything or sell it all. Edited October 1, 2021 by ActionfigureJoe Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Rigid1 Posted October 1, 2021 Platinum Contributing Member Share Posted October 1, 2021 15 minutes ago, ActionfigureJoe said: Down in the basement I have one shelving unit that stands 5 feet by 2 feet. It has five shelves. All my shit fits on it. Other than an old and worn out water heater in the corner that needs to go to the dump, the shelving unit is all that’s down there. The garage holds all my tools and saws and that’s it. Next summer I’ll be full timing in an rv. I have to decide if I want to store everything or sell it all. Meaning your going to sell your house too and just road trip around? Quote Link to comment Share on other sites More sharing options...
ActionfigureJoe Posted October 1, 2021 Share Posted October 1, 2021 Just now, Rigid1 said: Meaning your going to sell your house too and just road trip around? Sell it and pocket the cash. I thought about renting it out. I really don’t want to get back into the rental business again. I own some property in Arizona. I’ll lay a pad and bring in water and electrical. I’ll winter down there and spend summers traveling around and in Minnesota. My daughter and son in law have big spread and I’m pretty handy fixing their stuff. I’ve ordered the rig. There’s a 14 month back log. Possibly more. 2 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Rigid1 Posted October 1, 2021 Platinum Contributing Member Share Posted October 1, 2021 2 minutes ago, ActionfigureJoe said: Sell it and pocket the cash. I thought about renting it out. I really don’t want to get back into the rental business again. I own some property in Arizona. I’ll lay a pad and bring in water and electrical. I’ll winter down there and spend summers traveling around and in Minnesota. My daughter and son in law have big spread and I’m pretty handy fixing their stuff. I’ve ordered the rig. There’s a 14 month back log. Possibly more. Very cool! Best of luck.. 1 Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted October 1, 2021 Share Posted October 1, 2021 2 hours ago, ActionfigureJoe said: Down in the basement I have one shelving unit that stands 5 feet by 2 feet. It has five shelves. All my shit fits on it. Other than an old and worn out water heater in the corner that needs to go to the dump, the shelving unit is all that’s down there. The garage holds all my tools and saws and that’s it. Next summer I’ll be full timing in an rv. I have to decide if I want to store everything or sell it all. i could fit what i want in my life outside my toys in 4 rubbermaids and my toolbox. I have zero need for a lot of stuff at this point. shit i don't even want a TV anymore. Quote Link to comment Share on other sites More sharing options...
ActionfigureJoe Posted October 1, 2021 Share Posted October 1, 2021 2 hours ago, Rigid1 said: Very cool! Best of luck.. Thanks. Should be a cool adventure. 1 Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member Rigid1 Posted October 1, 2021 Platinum Contributing Member Share Posted October 1, 2021 14 minutes ago, ActionfigureJoe said: Thanks. Should be a cool adventure. I agree 100%, there's a whole lot of beautiful America to see, added bonus time with your family Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member steve from amherst Posted October 1, 2021 Platinum Contributing Member Share Posted October 1, 2021 11 hours ago, snoughnut said: If something major happens to you good luck trying to pay that bill. How do you sleep at night without health ins. ? You dodged a bullet if you never had anything major happen. Nope never did. Im willing to bet most folks under 40 never had anything major happen. Quote Link to comment Share on other sites More sharing options...
Angry ginger Posted October 1, 2021 Share Posted October 1, 2021 Just now, steve from amherst said: Nope never did. Im willing to bet most folks under 40 never had anything major happen. i know plenty with kids that ended up in the NICU which was hundreds of thousands as well as knee shoulder rehab etc. Which billed at rack rate would be huge. but i agree that for most add up the cost of insurance over 15 years it prob wasn't worth it but the same time many Americans struggle to come up with a grand. Quote Link to comment Share on other sites More sharing options...
Platinum Contributing Member steve from amherst Posted October 1, 2021 Platinum Contributing Member Share Posted October 1, 2021 27 minutes ago, Angry ginger said: i know plenty with kids that ended up in the NICU which was hundreds of thousands as well as knee shoulder rehab etc. Which billed at rack rate would be huge. but i agree that for most add up the cost of insurance over 15 years it prob wasn't worth it but the same time many Americans struggle to come up with a grand. from 18 yrs old to 48 my total HC costs ran about $4500 1 Quote Link to comment Share on other sites More sharing options...
Sleepr2 Posted October 1, 2021 Share Posted October 1, 2021 But those that hate the American way are not leaving and the southern border is flooded with people that disagree? 1 Quote Link to comment Share on other sites More sharing options...
Mainecat Posted October 1, 2021 Author Share Posted October 1, 2021 2 hours ago, Angry ginger said: i could fit what i want in my life outside my toys in 4 rubbermaids and my toolbox. I have zero need for a lot of stuff at this point. shit i don't even want a TV anymore. You should have seen the shit I have tossed since I retired. Next up is fuckin clothes I have not worn since I retired too. Quote Link to comment Share on other sites More sharing options...
Sleepr2 Posted October 1, 2021 Share Posted October 1, 2021 2 minutes ago, Mainecat said: You should have seen the shit I have tossed since I retired. Next up is fuckin clothes I have not worn since I retired too. When are you leaving for Venezuela? 1 Quote Link to comment Share on other sites More sharing options...
Zambroski Posted October 2, 2021 Share Posted October 2, 2021 18 minutes ago, Sleepr2 said: When are you leaving for Venezuela? LOL! That tired, scared, stupid fuck ain’t leaving the safety of his hone. 1 Quote Link to comment Share on other sites More sharing options...
Sleepr2 Posted October 2, 2021 Share Posted October 2, 2021 Just now, Zambroski said: LOL! That tired, scared, stupid fuck ain’t leaving the safety of his hone. How dare you insult the wise old owl! Even if he’s as fuckin stupid as Frankie the tranny? 1 Quote Link to comment Share on other sites More sharing options...
Mainecat Posted October 2, 2021 Author Share Posted October 2, 2021 24/7 it’s easy. Quote Link to comment Share on other sites More sharing options...
Sleepr2 Posted October 2, 2021 Share Posted October 2, 2021 7 minutes ago, Mainecat said: 24/7 it’s easy. Funny?not as easy as leaving the country you seem to hate, perhaps you couldn’t make without your BILs money…… 1 Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted October 2, 2021 Share Posted October 2, 2021 6 hours ago, ActionfigureJoe said: Sell it and pocket the cash. I thought about renting it out. I really don’t want to get back into the rental business again. I own some property in Arizona. I’ll lay a pad and bring in water and electrical. I’ll winter down there and spend summers traveling around and in Minnesota. My daughter and son in law have big spread and I’m pretty handy fixing their stuff. I’ve ordered the rig. There’s a 14 month back log. Possibly more. Sketch buting a new rig now days . All the rags talk about how fucked the lines are all over Indiana and the like with the massive labor shortages. They are putting guys on the line with zero training and most are not lasting 2 mo and they slap some new crack head in his place . They and the parts in them are going from bad to worse Quote Link to comment Share on other sites More sharing options...
ActionfigureJoe Posted October 2, 2021 Share Posted October 2, 2021 9 minutes ago, Ez ryder said: Sketch buting a new rig now days . All the rags talk about how fucked the lines are all over Indiana and the like with the massive labor shortages. They are putting guys on the line with zero training and most are not lasting 2 mo and they slap some new crack head in his place . They and the parts in them are going from bad to worse I wouldn’t buy anything coming out of Indiana. I like quality merchandise. Quote Link to comment Share on other sites More sharing options...
Ez ryder Posted October 2, 2021 Share Posted October 2, 2021 23 minutes ago, ActionfigureJoe said: I wouldn’t buy anything coming out of Indiana. I like quality merchandise. Prob is most of the shit in the so called quality rv is still rolling out of Indiana. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.