Puzzleboy Posted April 18, 2017 Share Posted April 18, 2017 (edited) DP. Edited April 18, 2017 by Puzzleboy Quote Link to comment Share on other sites More sharing options...
gtserider Posted April 18, 2017 Share Posted April 18, 2017 4 minutes ago, Puzzleboy said: Hey, people make more than me, people make less than me. Want more? Work harder, get an education, whatever. Or become a cop, they're looking for people. It's not as easy of a job as you think it is. I hardly think a larger boat is extravagant when people are paying $100,000 for SUVs and Raptors.... and besides, you don't know anyone's saving or spending habits or finances, but your own. 1 minute ago, gtserider said: I thought she was LEO. so my cousin is Appointed ---------------- So need some pooking about the boat with a non paying guy or Puzz thats around let me know. better be not to far away. cheers 4 minutes ago, Puzzleboy said: Hey, people make more than me, people make less than me. Want more? Work harder, get an education, whatever. Or become a cop, they're looking for people. It's not as easy of a job as you think it is. I hardly think a larger boat is extravagant when people are paying $100,000 for SUVs and Raptors.... and besides, you don't know anyone's saving or spending habits or finances, but your own. We are aloud to express are are opinions,You do all the time.Sean has always been on honest in average vehicles. and lifestyle. Boating is I think important to him.When are you doing the circle tour? I have some of the charts. Unfortunately I think your soggy boat didn't make it though the Mack let alone the North channel. Quote Link to comment Share on other sites More sharing options...
odot1 Posted April 18, 2017 Share Posted April 18, 2017 Boating is very important to both her and I. It's our cottage as well as vacation and go to spot for relaxing. As for the loop. Probably won't do the whole thing until retired. Soooo. Still at least 10yrs away sadly. This boat will be our last for a long time. I appreciate and may take you up on the charts offer. Quote Link to comment Share on other sites More sharing options...
Puzzleboy Posted April 18, 2017 Share Posted April 18, 2017 (edited) Opinions are fine. But all your posts tonight are incoherent, illiterate, and rambling, so it's obvious you're into the Jack. Read your posts tomorrow, and you'll understand. 1 hour ago, gtserider said: We are aloud to express are are opinions,You do all the time.Sean has always been on honest in average vehicles. and lifestyle. Boating is I think important to him.When are you doing the circle tour? I have some of the charts. Unfortunately I think your soggy boat didn't make it though the Mack let alone the North channel. Edited April 18, 2017 by Puzzleboy Quote Link to comment Share on other sites More sharing options...
revrnd Posted August 22, 2017 Author Share Posted August 22, 2017 https://www.mykawartha.com/news-story/7514294-havelock-man-sentenced-to-two-years-in-prison-for-stealing-12-vehicles/ 1 Quote Link to comment Share on other sites More sharing options...
odot1 Posted August 22, 2017 Share Posted August 22, 2017 Not to bad.... would love to see more time but better tgan typical wrist slaps. 1 Quote Link to comment Share on other sites More sharing options...
Pt3189 Posted August 23, 2017 Share Posted August 23, 2017 Will be just a matter of time before the cycle starts all over again. Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 On 4/17/2017 at 10:49 PM, odot1 said: Modest home, pay about twice the average Gov't worker into our pensions.. I like to think I work hard for my pension. As for the boat...like I said, modest home, no kids at home, modest vehicles, have watched how we spend and wife's salary a lot bigger than mine... odot1 come on you do not pay twice the average actually I think you pay less then other main stream employees. I not complaining about your pension, just found that statement strange and untrue Quote Link to comment Share on other sites More sharing options...
odot1 Posted August 23, 2017 Share Posted August 23, 2017 (edited) 4 hours ago, 1trailmaker said: odot1 come on you do not pay twice the average actually I think you pay less then other main stream employees. I not complaining about your pension, just found that statement strange and untrue We pay extra per cheque to achieve our 80 factor. We retire with years of service plus age equals 80. We retire withoutout penalties and full pension. We are not Omers. So yes, on average my pension contribution per pay is alnost twice that of other Provincial workers. Edited August 23, 2017 by odot1 Quote Link to comment Share on other sites More sharing options...
odot1 Posted August 23, 2017 Share Posted August 23, 2017 7 hours ago, 1trailmaker said: odot1 come on you do not pay twice the average actually I think you pay less then other main stream employees. I not complaining about your pension, just found that statement strange and untrue I guess I owe you an apology.. Spoke to wife few minutes ago. My total pension deduction per cheque is $405. My wife who works for same Ministry different branch was $270, so not twice what she pays. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 3 hours ago, odot1 said: We pay extra per cheque to achieve our 80 factor. We retire with years of service plus age equals 80. We retire withoutout penalties and full pension. We are not Omers. So yes, on average my pension contribution per pay is alnost twice that of other Provincial workers. Wife's is 85 factor, but the longer she stays employed the more her pension becomes. (about 2% per year) 1 hour ago, odot1 said: I guess I owe you an apology.. Spoke to wife few minutes ago. My total pension deduction per cheque is $405. My wife who works for same Ministry different branch was $270, so not twice what she pays. Hers is about what you pay from what I recall. 1 Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 3 hours ago, odot1 said: I guess I owe you an apology.. Spoke to wife few minutes ago. My total pension deduction per cheque is $405. My wife who works for same Ministry different branch was $270, so not twice what she pays. no need to use dollar values, percents is fine. I was speaking of main stream such as cops, teachers, nurses. below YMPE and above YMPE You pay 9% - 12% and teachers pay 11% - 13% If you are comparing to the Civilians in OPP yes you pay more and receive more OMERs has a wider variety of Jobs so the % varies alot, like Fire fighter vs clerk Its pretty common knowledge PoPo have a good deal (and deserving) - the rate above includes your added % for early retirement. Don't confuse Unreduced Pension with Full Pension, there is only one way to get full pension and that is to put in all the years needed. If you started at age 25 and retire at 50 you will not make full pension You young guys Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 3 hours ago, ArcticCrusher said: Wife's is 85 factor, but the longer she stays employed the more her pension becomes. (about 2% per year) Hers is about what you pay from what I recall. Only for Administrators Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 11 minutes ago, 1trailmaker said: Only for Administrators Years of service is only for admins? You slippin? https://www.otpp.com/members/cms/en/life-career-events/the-basics/how-we-calculate-your-pension.html Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 11 minutes ago, ArcticCrusher said: Years of service is only for admins? You slippin? https://www.otpp.com/members/cms/en/life-career-events/the-basics/how-we-calculate-your-pension.html Years over 35 is only for Admin, all teachers stop paying after 35 years just like 99% of all pensioners. There is a reason for this change. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 41 minutes ago, 1trailmaker said: Years over 35 is only for Admin, all teachers stop paying after 35 years just like 99% of all pensioners. There is a reason for this change. We tried to get out of it altogether. Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 3 minutes ago, ArcticCrusher said: We tried to get out of it altogether. commuted buy out, I had you pegged for that Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 2 minutes ago, 1trailmaker said: commuted buy out, I had you pegged for that No, never join period. Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 (edited) 27 minutes ago, ArcticCrusher said: No, never join period. not possible 1.6 million buyout doesn't seem to shabby Edited August 23, 2017 by 1trailmaker Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 16 minutes ago, 1trailmaker said: not possible 1.6 million buyout doesn't seem to shabby I know. 1.6? Not even close. I would tell her to quit today. Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 17 minutes ago, ArcticCrusher said: I know. 1.6? Not even close. I would tell her to quit today. maybe she doesn't have the years in yet, but no doubt with today's low interest rates her payout would be around that figure of 1.6...... Have you actually asked for the amount of the payout? Quote Link to comment Share on other sites More sharing options...
Tinker Posted August 23, 2017 Share Posted August 23, 2017 1 hour ago, 1trailmaker said: Years over 35 is only for Admin, all teachers stop paying after 35 years just like 99% of all pensioners. There is a reason for this change. So you think teachers pay for their pensions ? Quote Link to comment Share on other sites More sharing options...
1trailmaker Posted August 23, 2017 Share Posted August 23, 2017 Just now, Tinker said: So you think teachers pay for their pensions ? I know for a fact they pay every month as do most if not all government employees. The employer also puts in cash, no different than a company giving RRSPs to their employees Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 5 minutes ago, 1trailmaker said: maybe she doesn't have the years in yet, but no doubt with today's low interest rates her payout would be around that figure of 1.6...... Have you actually asked for the amount of the payout? I'll have to cause she wants to quit and start something else. Quote Link to comment Share on other sites More sharing options...
ArcticCrusher Posted August 23, 2017 Share Posted August 23, 2017 2 minutes ago, 1trailmaker said: I know for a fact they pay every month as do most if not all government employees. The employer also puts in cash, no different than a company giving RRSPs to their employees That is the best. Quote Link to comment Share on other sites More sharing options...
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