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Skidooski

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9 hours ago, Angry ginger said:

typical issue is them providing a piece of paper that then requires more doc because instead of listening day 1 they decided to move stuff around.  We send a warning email to borrowers at the start about what not to do,  no moving money,  no large deposits,  don't quit your job,  don't buy anything.  Yet somehow they still like to do all those things.   As i tell people i can close you in 20 days with little stress if you cooperate and provide what i need or it can drag out if you want to tell me how you think it should work.  FTR sometimes they are making sense but common sense is not allowed in lending anymore  

why are large deposits bad ? 

are they still bad if you make say quarterly large deposits ? 

 

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2 minutes ago, Ez ryder said:

why are large deposits bad ? 

are they still bad if you make say quarterly large deposits ? 

 

we just need to source the money if it's out of the norm.  too many people taking cash advances on CC and loans to buy houses so we source deposits over 50% of normal monthly income in the last 30 or 60 days depending on program  

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What could be worse than a mortgage banker ?   A Ginger Mortgage Banker !!!!!!!!!1111

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21 minutes ago, Sal Rosenberg said:

 

What could be worse than a mortgage banker ?   A Ginger Mortgage Banker !!!!!!!!!1111

spot fucking on

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