Ontario has gone to hell under NinnyBag

[02sled]

42 minutes ago, 1trailmaker said:

There are many reasons why daycare costs are so high and have been for 20 years - nothing new here

if the ratio is 8-1 between student and teacher,  assuming they are min. wage earners (they are not) the added cost for that person over 10 hour day is 36$ divide that by the 8 students and it comes out to what $4.50 each?  a day

 

an infant costs 1800 a month and that is insane

 

So you didn't watch the video from the news.... what else is new. You just use your own math from your imagination and dismiss the reality of what people are facing by saying daycare costs are high and always have been.

Reality... this is just one example of the financial difficulties people and business will face thanks to Wynnebags totally irresponsible self serving mismanagement of the province.

The business owners will not only have a 33% increase in direct labour costs they will have a proportionate increase in their EI, CPP and WSIB payments. Bottom line suggested by some business owners is they will see a total hit of about 45% in labour costs thanks to idiot Wynnebag. That doesn't include the days off for personal business the increase in paid vacation and more.

To go from $36.75 a day to $101.18 a day is just insanity and being driven by one thing and that's Wynnebag's insane changes.

[02sled]

1 hour ago, 1trailmaker said:

A decade ago, only 55% of plans even had a deductible. Now, 81% do. Plus, 24% of workers are in high-deductible plans, which require that workers pay more than $1,300 out of pocket. Families in high-deductible plans must pay more than $2,600 out of pocket, $4,332 on average, according to the Kaiser Family Foundation.

Once workers have surpassed their deductibles, they pay an average $24 copay for a primary care office visit, $37 for a specialty care office visit, and $308 for a hospital admission.

 

While single employees pay an average of $89 a month in monthly premiums—compared to $90 last year—employees with family coverage pay $413 a month on average. That’s because employers require workers to cover a greater part of the cost of insuring an entire family. On average, employers pay 82% of the premium costs for single coverage, but only 71% of the premium costs for family coverage.

 

like I said tUSA Governments don't have health care costs, WE DO

So you stupidly continue to blame our debt on health care costs even though we pay as much as we do in taxes specifically for health care costs. How long did it take for you to cherry pick something that suits your agenda. How come you never provide your source of your quotes.

 

Our debt is more than twice that of California and you believe you can blame that on health care costs

[ArcticCrusher]

1 hour ago, 1trailmaker said:

Yea we keep hearing this but it isn't really true on average we pay less and get more

 

Using an average is also problematic as the very poor and the very rich skew it on both ends. In general, lower income Canadians pay less in tax for the services they receive and rich Americans are better off than rich Canadians.

 

Federal Income Taxes
U.S. federal income tax brackets range from 10% to 35% for individuals. On the Canadian side, the range is 15% to 29%. In the U.S., the lowest tax bracket bumps to 15% at $8,500 and to 25% at $34,501. The bottom Canadian bracket stays at 15% until $41,544. This is the bulk of the reason that lower-income Canadians are often better off than Americans in an identical tax situation. On the other hand, the IRS taxes the richest Americans at 35% whereas the top federal tax rate in Canada is 29%. Rich Americans, however, have access to many tax deductions that Canada's Alternative Minimum Tax does not allow.

 

Yes Fail the poorer you are the better off in Canada, I have always said that.

[ArcticCrusher]

1 hour ago, 1trailmaker said:

There are many reasons why daycare costs are so high and have been for 20 years - nothing new here

if the ratio is 8-1 between student and teacher,  assuming they are min. wage earners (they are not) the added cost for that person over 10 hour day is 36$ divide that by the 8 students and it comes out to what $4.50 each?  a day

 

an infant costs 1800 a month and that is insane

 

We were paying a lot for our son at that age, it hasn't really gone up much but I don't remember the ratio 3-1 maybe.  A money losing venue 

[1trailmaker]

23 minutes ago, 02sled said:

So you didn't watch the video from the news.... what else is new. You just use your own math from your imagination and dismiss the reality of what people are facing by saying daycare costs are high and always have been.

Reality... this is just one example of the financial difficulties people and business will face thanks to Wynnebags totally irresponsible self serving mismanagement of the province.

The business owners will not only have a 33% increase in direct labour costs they will have a proportionate increase in their EI, CPP and WSIB payments. Bottom line suggested by some business owners is they will see a total hit of about 45% in labour costs thanks to idiot Wynnebag. That doesn't include the days off for personal business the increase in paid vacation and more.

To go from $36.75 a day to $101.18 a day is just insanity and being driven by one thing and that's Wynnebag's insane changes.

02 you posted a 300% increase - wages are not the cause of that nor is it reality of paying 2800$ a month for a toddler

Let me know when Tim Hortons and wal-mart are closing the doors - I am not buying all the doom and gloom

 

And YES daycare has always been insane priced that is a very common fact among parents - Quebec is doing things right on this subject buy paying the daycares so parents don't have to pay so much

This is something we need unlike you wanting $5 an hour jobs

[1trailmaker]

3 minutes ago, ArcticCrusher said:

Yes Fail the poorer you are the better off in Canada, I have always said that.

no you haven't - you say the same thing over and over again how little they pay in the states compared to us

Fact is the average guy pays more in the USA that is about 80% of the population

not buying your doom and gloom either but if a tax cut is offered I will take it

[1trailmaker]

5 minutes ago, ArcticCrusher said:

We were paying a lot for our son at that age, it hasn't really gone up much but I don't remember the ratio 3-1 maybe.  A money losing venue 

Infants - toddler - small person the ratio goes up with each group. 

Infants (younger than 18 months)	3 to 10
Toddlers (18 months or older but younger than 30 months)	1 to 5
Preschool (30 months or older but younger than 6 years)	1 to 8
Kindergarten (44 months or older but younger than 68 months) 1 to 13

 - that same daycare teacher can be a teachers assistant

daycare regulation are tough but some are needed

[ArcticCrusher]

22 minutes ago, 1trailmaker said:

no you haven't - you say the same thing over and over again how little they pay in the states compared to us

Fact is the average guy pays more in the USA that is about 80% of the population

not buying your doom and gloom either but if a tax cut is offered I will take it

Not when 51% pay no federal tax.

I have always said the more you make the better off you are in the US, the less Canada.  Sorry if you misunderstood.

[Pete Z]

4 hours ago, 1trailmaker said:

its more about the cycling of economy's and not so much about Governments.  No one here other than you will post anything positive about our economy, but the second a Conservative government is elected they will scream how great the economy is doing.

Donny said "we need massive tax cuts to get the economy going"  well the economy took off without them proving tax breaks don't fuel  or needed for massive growth.

 

People / ONEWAYs will still say we need Conservatives back regardless of what the growth or success is. 

Either way it is now time to change the government in Ontario, the question is can Brown do it?  boosting about cuts to services isn't going to win votes IMO

The economy is doing pretty well, anyone can see that. Baby boomers moving north does have an effect locally for some of the trades, but that has jack shit to do with new heavy truck dealerships, extruded pipe manufacturing or corporate expansion.  Honestly the only guys I know that are complaining about cutbacks, wage freezes and increased work load all are employed by local municipalities or other public services (district health board etc.). 

[1trailmaker]

11 minutes ago, ArcticCrusher said:

Not when 51% pay no federal tax.

I have always said the more you make the better off you are in the US, the less Canada.  Sorry if you misunderstood.

you know that number is not correct in the end?  sure sounds good though.  

How many billionaires pay nothing?  I think quite a few

 

Half of American tax payers owe no federal income tax, and most of those filers actually net tax benefits from federal income taxes, according to analysis from the Joint Committee on Taxation in a letter to the Republicans on the Senate Finance Committee.

 

THEY'RE STILL PAYING TAXES (MOST OF THEM, ANYWAY)

The majority of households who pay no income tax still pay net taxes to the IRS. Federal income taxes account for about 40 percent of total government receipts. Most of the rest comes from payroll taxes, which workers of all income levels do pay. Since every dollar up to $106,800 is subject to taxes, a typical middle class family pays payroll taxes on all its income while a millionaire employee pays payroll taxes on only a tenth of his income.

At the same time, there are Americans -- millions of them -- who really do pay practically zero overall taxes. About fifteen million American households, or 10 percent of all taxpayers, receive more cash from the IRS than they contribute in federal income taxes and payroll taxes. That's thanks to "refundable credits," tax credits that can bring your tax bill into negative territory. To some, these 15

 

 

So from now on just state the 1% pay less then the 1% here

[revrnd]

I'm glad I spent the afternoon checking the signage @ the road crossing in the area.

[ArcticCrusher]

15 hours ago, Pete Z said:

The economy is doing pretty well, anyone can see that. Baby boomers moving north does have an effect locally for some of the trades, but that has jack shit to do with new heavy truck dealerships, extruded pipe manufacturing or corporate expansion.  Honestly the only guys I know that are complaining about cutbacks, wage freezes and increased work load all are employed by local municipalities or other public services (district health board etc.). 

Extruded pipe?  That is a very low dollar/pound industry one step above scraping the bottom of the barrel for most extruder applications.  Its not until you start to get into some co-extrusion surface (uv) and core (filler) applications do you start to get the $/lb added value up.  The high end extrusion applications deal more with very expensive specialty chemicals and very tightly controlled reactions occurring in barrels of twin screw co-rotating or counter-rotating configured extruders.  Many have exothermic reactions requiring quenching systems if controls get to far out of spec.  Guess what, none of those applications are in Canada.

P&G is shutting down it's Brockville "Bounce" high end production facility and moving it south, a facility that makes over 1 million a day.  I guess it still was not enough.

 

On the bold, that is true. 

[ArcticCrusher]

16 hours ago, ArcticCrusher said:

Not when 51% pay no federal tax.

I have always said the more you make the better off you are in the US, the less Canada.  Sorry if you misunderstood.

 

12 hours ago, 1trailmaker said:

you know that number is not correct in the end?  sure sounds good though.  

How many billionaires pay nothing?  I think quite a few

 

Half of American tax payers owe no federal income tax, and most of those filers actually net tax benefits from federal income taxes, according to analysis from the Joint Committee on Taxation in a letter to the Republicans on the Senate Finance Committee.

 

THEY'RE STILL PAYING TAXES (MOST OF THEM, ANYWAY)

The majority of households who pay no income tax still pay net taxes to the IRS. Federal income taxes account for about 40 percent of total government receipts. Most of the rest comes from payroll taxes, which workers of all income levels do pay. Since every dollar up to $106,800 is subject to taxes, a typical middle class family pays payroll taxes on all its income while a millionaire employee pays payroll taxes on only a tenth of his income.

At the same time, there are Americans -- millions of them -- who really do pay practically zero overall taxes. About fifteen million American households, or 10 percent of all taxpayers, receive more cash from the IRS than they contribute in federal income taxes and payroll taxes. That's thanks to "refundable credits," tax credits that can bring your tax bill into negative territory. To some, these 15

 

 

So from now on just state the 1% pay less then the 1% here

Thanks for agreeing.

[1trailmaker]

Doug Ford lol

They want to spend your money I want to save it - wow the same old spewing

[02sled]

12 minutes ago, 1trailmaker said:

Doug Ford lol

They want to spend your money I want to save it - wow the same old spewing

The reality is he's right. It wasn't that long ago that the rest of Toronto council were ganging up on Rob Ford and Doug Hollyday because they didn't spend enough of their budget and were making the rest of them look bad.

https://www.thestar.com/news/2007/05/01/these_councillors_dont_spend_enough.html

Too bad that in your delusional world there is nothing wrong with pissing away money by government. It's just the way it is for you.

Edited December 14, 2017 by 02sled

[02sled]

On the news just now... a Collingwood day care centre is closing the doors effective tomorrow. Minimum wage increase cited.

https://barrie.ctvnews.ca/owner-of-collingwood-daycare-blames-minimum-wage-hike-for-closure-1.3722204

There's a shortage of daycare so it sure isn't a lack of customers.

Edited December 15, 2017 by 02sled

[ArcticCrusher]

48 minutes ago, 02sled said:

The reality is he's right. It wasn't that long ago that the rest of Toronto council were ganging up on Rob Ford and Doug Hollyday because they didn't spend enough of their budget and were making the rest of them look bad.

https://www.thestar.com/news/2007/05/01/these_councillors_dont_spend_enough.html

Too bad that in your delusional world there is nothing wrong with pissing away money by government. It's just the way it is for you.

If it's in the budget spend it or it gets put back in the til.  Use it or lose it.

[02sled]

3 minutes ago, ArcticCrusher said:

If it's in the budget spend it or it gets put back in the til.  Use it or lose it.

They wanted it back in the till.... they didn't believe in wasting taxpayer money.

[ArcticCrusher]

1 minute ago, 02sled said:

They wanted it back in the till.... they didn't believe in wasting taxpayer money.

Ford and Holyday for sure.

[1trailmaker]

2 hours ago, 02sled said:

The reality is he's right. It wasn't that long ago that the rest of Toronto council were ganging up on Rob Ford and Doug Hollyday because they didn't spend enough of their budget and were making the rest of them look bad.

https://www.thestar.com/news/2007/05/01/these_councillors_dont_spend_enough.html

Too bad that in your delusional world there is nothing wrong with pissing away money by government. It's just the way it is for you.

so Doug can count on your vote?

 

[1trailmaker]

2 hours ago, 02sled said:

On the news just now... a Collingwood day care centre is closing the doors effective tomorrow. Minimum wage increase cited.

https://barrie.ctvnews.ca/owner-of-collingwood-daycare-blames-minimum-wage-hike-for-closure-1.3722204

There's a shortage of daycare so it sure isn't a lack of customers.

I feel for the parents being left out in the cold on this one.   GAIL knew this was coming and knew her situation financially,  sounds like a business gone bad and this is the excuse. 

10 day notice wtf

5 staff by the way

[1trailmaker]

1 hour ago, 02sled said:

They wanted it back in the till.... they didn't believe in wasting taxpayer money.

4 years of nothing fucking NOTHING except a shit show and cracked out mayor.  WTF is wrong with you

You are talking about policy when it comes to expenses, different then running a city of that size.   Doug should just move on to Provencal as he has no business running  a city

[02sled]

18 minutes ago, 1trailmaker said:

I feel for the parents being left out in the cold on this one.   GAIL knew this was coming and knew her situation financially,  sounds like a business gone bad and this is the excuse. 

10 day notice wtf

5 staff by the way

Your stupidity continues to shine through brighter than ever. There is a waiting list for daycare spaces in Collingwood so it's not a lack of customers. Dumb as a stump Fail. She is being driven out of business thanks to the stupidity of Wynnebag and the rest of her idiot liars. This is just the beginning of the small businesses that we will see forced out due to the labour costs. If you were part of the real world you might have a chance of understanding they can't just eat a 45% increase in labour costs when you factor in the employer portion of EI CPP and WSIB

[1trailmaker]

6 minutes ago, 02sled said:

Your stupidity continues to shine through brighter than ever. There is a waiting list for daycare spaces in Collingwood so it's not a lack of customers. Dumb as a stump Fail. She is being driven out of business thanks to the stupidity of Wynnebag and the rest of her idiot liars. This is just the beginning of the small businesses that we will see forced out due to the labour costs. If you were part of the real world you might have a chance of understanding they can't just eat a 45% increase in labour costs when you factor in the employer portion of EI CPP and WSIB

  

she was 1 of 35 in simcoe for-profit day care - there is a waiting list for most daycares nothing new here.

So now the parents will hope to get in to the other daycares that don't seem to have to close

She fucked these parent big time - WFT in business since 1988 and this ends her business?   you will buy anything anti-liberal-wynne-trudeau

[revrnd]

There has been a TV ad on the last little while from the Province. Free post-secondary tuition (income based?) & free prescription drugs for those under 25. I don't recall what the 3rd item is. The theme is that the gov't is doing things to improve the lives of Ontarians. 

No mention of carbon tax or cap & trade.

How about doing things to make the province business friendly creating jobs so people aren't concerned if they will have a job?